Manager, Suitability Oversight – Fixed Indexed Annuities

Manulife

. Lead execution of the FIA Suitability Oversight Program .

Posted 11/10/2026full-timeBoston • Massachusetts • United StatesSeniorLead💰 $92,475 - $160,290 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in FIA Suitability Oversight, including regulatory compliance, risk management, and suitability monitoring. Proficient in developing policies, conducting assessments, and providing independent oversight in annuity suitability and sales conduct.

Highest-signal resume keywords

FIA Suitability OversightRegulatory ComplianceRisk ManagementSuitability MonitoringAnnuity Suitability Regulations

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Suitability OversightRisk AssessmentsCompliance ReviewsMonitoring MetricsRegulatory GuidanceTesting and SurveillanceData AnalysisReportingGovernance DocumentationProducer Licensing

Soft Skills

Analytical SkillsCommunication SkillsProblem-Solving Skills

Tools & Technologies

DashboardsTrend AnalysisGovernance Channels

Industry Keywords

NAIC Suitability in Annuity Transactions Model RegulationInsurance ComplianceSales Conduct ComplianceFixed Indexed AnnuitiesMarket Conduct Examinations

About the role

Key responsibilities & impact

Lead execution of the FIA Suitability Oversight Program
Provide independent review and effective challenge of first-line suitability controls, monitoring activities, and governance processes
Assess suitability supervision frameworks across distribution channels
Identify, assess, and escalate regulatory, compliance, and conduct risks
Develop and enhance suitability oversight policies, standards, procedures, and governance documentation
Report material findings, emerging risks, and regulatory concerns through governance channels
Maintain risk-based oversight of broker-dealers, general agencies, independent marketing organizations, and other distribution partners
Administer distributor certifications, monitoring, reviews, testing, and reporting
Assess delegated suitability supervision arrangements and distributor control frameworks
Conduct periodic distributor reviews and evaluate compliance evidence
Provide recommendations on distributor risk management and remediation
Execute risk-based monitoring and testing focused on FIA suitability and sales practices
Review suitability exceptions, replacement activity, complaint trends, and key risk indicators
Perform thematic reviews and targeted assessments
Develop key risk indicators, monitoring metrics, and management reporting
Track issues and corrective actions through remediation and closure
Maintain oversight of producer training, licensing, appointment, and competency governance
Evaluate controls supporting annuity suitability and best interest requirements
Support regulatory examinations, audits, market conduct examinations, and inquiries
Prepare reporting, dashboards, trend analysis, and presentations for Compliance leadership and governance committees
Provide regulatory guidance on suitability and sales conduct risks
Participate in cross-functional product development, regulatory change, and risk mitigation initiatives
Maintain documentation for monitoring, testing, certifications, reviews, investigations, and reporting
Serve as a subject matter expert on annuity suitability regulations and sales conduct compliance

Requirements

What you’ll need

Bachelor's degree in Business, Finance, Economics, Risk Management, Compliance, Law, or a related discipline, or equivalent experience
7+ years of experience in insurance compliance, suitability oversight, sales conduct compliance, risk management, audit, legal, regulatory oversight, or related functions
Deep knowledge of the NAIC Suitability in Annuity Transactions Model Regulation, including insurer responsibilities, best interest obligations, producer training requirements, supervision standards, and oversight expectations for delegated suitability functions
Strong understanding of state annuity suitability requirements, insurance regulatory frameworks, and sales practice regulations applicable to Fixed and Fixed Indexed Annuities
Experience designing, executing, or overseeing suitability monitoring, testing, surveillance, compliance reviews, and risk assessments
Experience providing independent oversight and effective challenge of first-line controls, distributor supervision frameworks, and third-party distribution arrangements, including broker-dealers and general agencies
Knowledge of producer licensing, appointment, training, and supervision requirements applicable to annuity distribution
Experience supporting regulatory examinations, market conduct examinations, audits, and regulatory inquiries
Ability to analyze regulatory requirements, assess control effectiveness, identify emerging risks, and provide practical compliance recommendations
Strong analytical, reporting, communication, and problem-solving skills

Benefits

Comp & perks

Flexible work environment
Health insurance
Dental insurance
Mental health benefits
Vision insurance
Short- and long-term disability insurance
Life and AD&D insurance coverage
Adoption/surrogacy benefits
Wellness benefits
Employee/family assistance plans
Retirement savings plans
Pension/401(k) savings plans
Global share ownership plan with employer matching contributions
Financial education and counseling resources
Up to 11 paid holidays
3 personal days
150 hours of vacation
40 hours of sick time (or more where required by law)
Statutory leaves of absence
Incentive programs and incentive compensation tied to business and individual performance
Learning and career growth opportunities
Inclusion and well-being support
Reasonable accommodation during the application process