Portfolio Manager

Marathon Talent

. Own monitoring of the credit portfolio, including vintages, losses, originations, NPL by cohort, and profitability .

Posted 10/9/2026full-timeRemote • Brazil, ArgentinaSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit portfolio monitoring, underwriting high-ticket merchant credit facilities, and data analysis using SQL and Python. Proven ability to evaluate portfolio health metrics and generate insights for business presentations in a dynamic environment.

Highest-signal resume keywords

Credit Portfolio MonitoringHigh-Ticket Merchant UnderwritingData Analysis Using SQLStatistical ReasoningClient Interaction

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit RiskBusiness AnalyticsUnderwritingData AnalysisStatistical LiteracyModel InterpretationPortfolio ConstructionKPI AutomationSQLPython

Soft Skills

CollaborationAdaptabilityCommunication

Tools & Technologies

AI Tools

Industry Keywords

FintechPayment ProcessorPOS ProviderLending InstitutionCorporate Cards UnderwritingB2B CardsUS TeamsLatAm Teams

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Own monitoring of the credit portfolio, including vintages, losses, originations, NPL by cohort, and profitability
Evaluate and underwrite high-ticket merchant credit facilities of USD 100K–200K and above at scale
Define and track loss, yield/profitability, portfolio construction, and portfolio health metrics
Extract, structure, and analyze portfolio data independently using SQL
Apply statistical reasoning to portfolio questions
Partner closely with the business team and handle client interaction
Generate findings and transform them into presentations for larger audiences
Automate monitoring KPIs for the portfolio

Requirements

What you’ll need

Approximately 7 years of experience in credit, lending, credit risk, business analytics, or a lending institution
Background in a fintech, payment processor, POS provider, or bank with real lending/credit exposure
Hands-on underwriting experience, ideally with large/high-ticket merchant credit, and ability to work at scale
Strong data analysis using SQL and/or Python
Statistical/data literacy and comfort with fundamentals of statistics, data analysis, and model interpretation
Comfort using AI tools is a plus
Ability to thrive in a dynamic, startup-style environment
Prior experience working with US or LatAm teams across time zones and cultures is a strong plus
Corporate/B2B cards underwriting experience with high limits is relevant bonus experience
Traditional/corporate backgrounds, including large banks, are welcome if credit/lending experience and cultural fit are present

Benefits

Comp & perks

The chance to join a high-impact, mission-driven fintech
Ownership and impact in a fast-paced, growth-oriented startup
Cross-functional collaboration with exceptional teams
Exposure to complex regulatory challenges and innovation in embedded finance
Eligible team members have the opportunity to participate in R2’s Phantom Share Program, a performance-based incentive designed to align the team with the company’s long-term success and value creation