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Mashreq

Senior Associate – Credit Evaluator

Mashreq

. Analyze and process credit proposals and applications for MashreqBank’s retail Lending Products, including Badr Products, for approval or escalation to Credit Supervisors within the stipulated TAT .

Posted 9/22/2026full-timeRemote • IndiaSeniorWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in analyzing credit proposals and applications, ensuring compliance with credit policies, and enhancing team productivity through effective communication and problem-solving skills. Proficient in utilizing systems like Flexcube and IRIS/MWS to evaluate eligibility and recommend operational improvements.

Highest-signal resume keywords
Credit Management ExperienceAnalytical SkillsMS Office ProficiencyProblem SolvingCustomer Focus

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Credit Proposal AnalysisEligibility AssessmentData EvaluationProductivity MeasurementOperational Procedure Improvement
Soft Skills
Interpersonal SkillsTeam MotivationCollaborationIndependent WorkAchievement Orientation
Tools & Technologies
FlexcubeIRISMWS
Industry Keywords
Retail Lending ProductsCredit PolicyFraud PreventionComplianceTurnaround Time

About the role

Key responsibilities & impact
  • Analyze and process credit proposals and applications for MashreqBank’s retail Lending Products, including Badr Products, for approval or escalation to Credit Supervisors within the stipulated TAT
  • Analyze eligibility as per policy, bank statements, past data in Flexcube, Prime, and other applicable systems through IRIS/MWS
  • Measure, evaluate, and suggest improvements to team productivity
  • Undertake assigned projects to increase unit productivity and enhance retail lending product and credit policy
  • Participate in trainings, process improvement initiatives, and system changes
  • Identify exceptions relating to eligibility, pricing, CPV, system information capture, and collateral compliance
  • Communicate deficiencies and policy violations to the Team Leader/Assistant Manager
  • Categorize cases as Declined, Rejected, or for Deviation Approval when checks fail
  • Meet daily productivity targets and committed turnaround times
  • Exercise first-line controls to book quality applications and report document anomalies to the Fraud Prevention Unit
  • Participate in quality-unit training and testing
  • Assist with on-the-job training of new team members
  • Maintain team motivation and collaboration
  • Identify anomalies and recommend changes to the Credit Policy and Product Manual
  • Recommend improvements to operational procedures and risk areas

Requirements

What you’ll need
  • Graduate with > 3 years work experience in Credit Management environment
  • Excellent analytical skills
  • Sound interpersonal skills
  • Sound knowledge in MS office tools for report purposes
  • Good PC skills
  • Ability to problem solving and work independently
  • Should be customer focused and achievement oriented