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Senior Account Executive – Credit & Lending Products
Mercury. Own the full sales cycle from self-sourced pipeline to close, selling Mercury's working capital products, including term loans and rolling lines, to high-growth brands generating $20M-$500M in annual revenue .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing the full sales cycle for working capital products, with a strong focus on self-sourcing pipelines and negotiating complex deals. Proficient in understanding credit fundamentals and building relationships across multiple stakeholders to drive business growth.
Highest-signal resume keywords
Quota-Carrying Sales ExperienceCredit Fundamentals KnowledgeComplex Sales Cycle ManagementSelf-Sourcing Pipeline DevelopmentMEDDICC Sales Methodology Familiarity
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Sales Cycle ManagementDeal StructuringCredit AnalysisPipeline DevelopmentNegotiation Skills
Soft Skills
Relationship BuildingStrategic NetworkingCuriosity About Business Operations
Industry Keywords
Working Capital ProductsFintech LendingEcommerceCash Flow AnalysisUnderwriting Considerations
About the role
Key responsibilities & impact- Own the full sales cycle from self-sourced pipeline to close, selling Mercury's working capital products, including term loans and rolling lines, to high-growth brands generating $20M-$500M in annual revenue
- Build and maintain a high-quality pipeline through self-prospecting, outbound campaigns, and strategic networking
- Run deep discovery to understand business growth trajectories, cash flow patterns, and capital needs
- Work with underwriting to structure compelling, credit-sound offers for complex, high-value deals
- Build consensus across underwriting and the executive team to move deals forward while maintaining credit quality
- Manage long, multi-stakeholder deal cycles involving founders, CFOs, existing lenders, and banking relationships
- Negotiate deal terms balancing growth ambition with credit discipline
- Expand relationships into other Mercury products, including banking, credit card, and treasury
- Share market and customer insight to help shape Mercury's working-capital underwriting and pricing
Requirements
What you’ll need- 3+ years of quota-carrying, closing experience selling credit, lending, or capital products at a fintech lender, a bank's business/commercial lending group, or a similar working-capital provider
- Track record of closing deals with businesses generating $20M+ in revenue, ideally into the tens or hundreds of millions, in ecommerce or adjacent industries
- Comfort with credit fundamentals, including cash flow, underwriting considerations, and deal structuring
- Experience managing complex, multi-stakeholder sales cycles requiring internal alignment with underwriting, credit committee, and leadership
- Demonstrated ability to self-source pipeline through outbound, networking, and relationship-building
- Familiarity with MEDDICC or a similar sales methodology, preferred but not required
- Genuine curiosity about how growing businesses operate financially and energy for solving capital problems
Benefits
Comp & perks- Base salary
- Equity (stock options/RSUs)
- Benefits
- Competitive salary and equity ranges
- Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs