Mercury

Backend Engineer

• Contribute to Mercury’s next-generation shipment platform by designing, documenting, coding, maintaining, refactoring, fixing, testing, and improving backend software
• Design and implement a scalable, secure, maintainable, and well-documented API platform
• Work with DevOps engineers to design and test build pipelines and deployment tools and scripts
• Design and/or code event data collection, notifications, and filters for observability
• Establish microservices and APIs with architects and front-end developers
• Collaborate with QA to determine backend testing strategy, toolset, and practices
• Improve implementation practices, technology stack, standards, and third-party tools across production teams
• Collaborate with the Boston Product Team to influence product requirements and roadmap
• Ensure technical needs are met while maintaining a strong focus on usability
• Conduct developer research with client developers and the internal team
• Advocate for Mercury’s customers in product development
• Distill complex problems into simple, elegant solutions
• Create a signature experience for the Mercury shipping platform aligned with brand values
• Report to the Software Engineering Manager and work as part of a cross-functional agile team with Engineering, Product, and QA

Senior Java Software Engineer – Backend

• Contribute to implementation of Mercury’s next-generation shipment platform by designing, documenting, coding, maintaining, refactoring, fixing, testing, and improving backend software
• Design and implement a scalable, secure, maintainable, and well-documented API platform
• Design and test build pipelines and develop deployment tools and scripts with DevOps engineers
• Design and/or code event data collection, notifications, and observability filters
• Establish microservices and APIs with architects and front-end developers
• Collaborate with QA to determine testing strategy, toolset, and practices
• Improve backend implementation practices, technology stack, standards, and third-party tools across production teams
• Collaborate with the Boston Product Team to influence product requirements and roadmap
• Ensure technical needs are met while maintaining usability
• Conduct developer research with platform clients and internal teams
• Advocate for customers in product development
• Distill complex problems into simple, elegant solutions
• Create a signature experience for Mercury’s shipping platform
• Optimize application performance, scalability, and reliability
• Mentor and guide junior engineers

Java Software Engineer – Backend

Engineering Manager

• Lead an experienced engineering team of 13, consisting of Android and iOS engineers, including one backend engineer
• Mentor, retain, and provide feedback to high-performing engineers of all skill levels
• Contribute to a culture of innovation, collaboration, and calculated risk-taking
• Work with engineering leaders, designers, product leaders, and cross-functional stakeholders
• Sell ideas across teams, influence product roadmaps, and create structured approaches that elevate mobile without unnecessary overhead
• Connect mobile with the broader engineering organization by translating mobile constraints and opportunities for backend, web, and infrastructure teams

Senior Engineering Manager – Mobile

Procurement

• Own procurement intake and deal execution from request through contract signature and supplier onboarding
• Design and improve procurement processes, policies, and controls as the company pursues bank charter readiness
• Set playbooks and standards for the procurement team
• Lead contract negotiations end to end, including redlines, pricing discussions, and vendor communications
• Operate and administer P2P and procurement tools, ensuring workflows, controls, and integrations work as intended
• Maintain accurate procurement and vendor data across intake, approvals, renewals, and systems
• Manage vendor portfolio operations, including vendor records, renewal calendars, pricing changes, SLAs, and performance tracking
• Serve as the operational point of contact for Accounts Payable, Legal, Security, and Compliance
• Monitor cycle times and bottlenecks and drive process and tooling improvements
• Support vendor risk intake by triggering cross-functional reviews and escalating issues
• Build and maintain dashboards and reports on spend, renewals, throughput, and savings
• Partner with the Procurement Lead on reporting, deal preparation, and executive updates

Senior Procurement Business Partner

Account Manager

• Manage, coach, and develop Mercury's Executive Business Partners
• Set clear expectations, provide actionable feedback, and create growth opportunities
• Establish operating principles and best practices for executive support
• Evaluate, pilot, and roll out AI tools and workflows
• Develop holistic executive support coverage and capacity plans
• Partner with senior leaders to understand priorities and support needs
• Identify and rebuild systems, processes, tools, and team rhythms for scale
• Determine where AI can replace manual work
• Maintain connection across the Executive Business Partner team
• Help information, best practices, and business context flow across functions
• Support one or two Mercury executives directly

Executive Business Partner – Manager

Full-stack Engineer

• Receive mentorship from experienced engineers
• Write TypeScript and/or Haskell code
• Contribute to Mercury’s product serving over 300,000 businesses
• Join an engineering team aligned with goals and interests
• Backend: collaborate with data analysts to specify and build customer-acquisition features
• Backend: provide services for mobile and web frontends, including transaction search and wire transfers
• Backend: build admin tools for support operations, including fraud identification and account management
• Backend: integrate third-party APIs for checks and SWIFT-code validation
• Frontend: develop and improve the financial technology application and user interface
• Frontend: use TypeScript static typing to prevent errors
• Frontend: build features in an established TypeScript codebase and optimize performance
• Frontend: collaborate with designers and contribute product ideas
• Full-stack: perform a combination of the described frontend and backend work

Software Engineering Intern

• Lead, hire, and develop a team of senior engineers
• Provide thoughtful feedback and build a trusting and supportive environment
• Own the team’s technical strategy and roadmap
• Translate Mercury’s investment ambitions into focused priorities and predictable delivery
• Guide the design and evolution of cash and securities ledgers, security master service, position tracking, and reconciliation systems
• Partner with product, investment operations, and compliance to translate business and regulatory requirements into systems, operational controls, and auditable workflows
• Collaborate with Product and Partnerships on integrations, responsibilities, and technical roadmaps
• Set standards for correctness, reliability, and incident response
• Balance new capabilities with maintenance and improvement of critical systems

Senior Engineering Manager – Credit Cards

Chief Technology Officer

• Run cold outbound-driven sales cycles to convert leads into long-term Mercury partners
• Go deep to uncover business cases and pain that aren't obvious on the surface
• Sell across multiple products in longer, more strategic cycles
• Multi-thread across stakeholders and build champions inside the account
• Build mutual action plans and drive deals forward on a shared timeline
• Influence requirements in Mercury's favor as accounts evaluate their options
• Orchestrate multiple stakeholders and moving pieces at once without dropping the thread
• Own and expand the relationship across the first 90 days of the customer journey
• Work directly with founders, business owners, and finance teams to understand operational needs and guide them to the right financial tools
• Help customers shape their finance stack with Mercury and simplify migration across their full stack

Account Executive – Technology

Risk

• Lead Mercury’s second-line framework for identifying, measuring, monitoring, and reporting liquidity, interest-rate, funding, investment, and related market risks
• Serve as the primary independent Risk partner to Treasury and Finance, providing constructive challenge of balance-sheet strategy, liquidity management, funding plans, investment activity, and hedging decisions
• Help develop and maintain financial-risk policies, risk-appetite measures, limits, key risk indicators, management triggers, and escalation standards
• Help oversee liquidity-risk monitoring, stress testing, and contingency funding, including independent assessment of deposit behavior, funding concentrations, liquidity buffers, collateral, and contingent funding capacity
• Evaluate interest-rate risk and challenge key modeling assumptions, including net interest income and economic value sensitivity, deposit betas, decay rates, repricing behavior, duration, and basis risk
• Help assess the financial-risk implications of new products, rapid growth, market disruption, changes in customer behavior, and developments involving financial partners
• Partner with Model Risk Management, Enterprise Risk, Credit Risk, and Data teams to oversee models, data quality, risk assessments, issue management, and reporting infrastructure
• Support bank-partner oversight, audits, independent reviews, and regulatory examinations while monitoring relevant market and regulatory developments
• Build scalable financial-risk capabilities by improving automation, scenario analysis, early-warning indicators, governance, and executive risk visibility
• Report to the Chief Risk Officer and coordinate with Treasury, Finance, Data, Product, Legal, Compliance, executive leadership, and banking partners

Head of Market – Liquidity Risk

• Lead, hire, and develop a team of senior engineers
• Own the team’s technical strategy and roadmap
• Guide the design and evolution of cash and securities ledgers, security master service, position tracking, and reconciliation systems
• Partner with product, investment operations, and compliance on business and regulatory requirements
• Build operational controls and auditable workflows balancing correctness, scale, and maintainability
• Collaborate with Product and Partnerships on integrations and technical roadmaps
• Set standards for correctness, reliability, and incident response
• Balance new capabilities with maintenance and improvement of critical systems

Senior Engineering Manager - Custody

• Identify potential blind spots in processes and controls and suggest commercial improvements or enhancements
• Facilitate pre-launch and new activity initiatives and reviews, track items to closure, and escalate when necessary
• Facilitate risk self-assessments and similar exercises within non-financial risk frameworks
• Manage events, incidents, issues, and remediations through to completion in line with relevant company frameworks
• Develop and iteratively enhance KPIs and KRIs for risk mitigation
• Coordinate Product and Operations responses to internal and external audits, exams, and similar reviews
• Partner with Product, Operations, Risk, Compliance, Legal, Finance, and other stakeholders
• Help design and provide feedback on enterprise-wide training and deliver training as needed
• Report to the Head of Business Risk & Enablement

Business Risk Officer

Compliance

• Design, execute, and document the annual broker-dealer compliance testing program in accordance with FINRA Rule 3110
• Author the comprehensive FINRA Rule 3120 report and coordinate the annual certification process
• Support and document the annual RIA compliance testing program in accordance with SEC Rule 206(4)-7
• Execute testing for new product rollouts, Identity Theft Prevention Program, Business Continuity Planning, and other compliance areas
• Serve as a key contact during regulatory examinations, investigations, and audits
• Manage data requests and organize and quality-assure document submissions
• Support internal investigations and regulatory responses
• Draft, update, and maintain policies and procedures for broker-dealer and RIA entities
• Assist with regulatory reporting and entity maintenance filings, including Forms BD, BR, ADV, and CRS
• Partner with Product, Engineering, Operations, Legal, and other teams on regulatory risk, licensing, and compliance requirements for new products and services