Senior Product Manager – Consumer Credit Card

Mercury

. Build a card people put at the front of the wallet and recommend without being asked .

Posted 10/6/2026full-timeRemote • United States, CanadaSenior💰 $200,700 - $250,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in building and launching consumer products with a focus on credit, customer experience, and compliance. Proficient in cross-functional collaboration and driving AI initiatives to enhance product offerings.

Highest-signal resume keywords

Consumer Product DevelopmentCredit FluencyAI Product LaunchCross-Functional CollaborationRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product LaunchData-Driven Decision MakingCustomer Experience ManagementProgram SetupUnderwriting KnowledgeRewards ManagementInterest CalculationStatement ReconciliationAcquisition StrategiesRetention Strategies

Soft Skills

Exceptional JudgmentCustomer-Centered ApproachExperimentation Orientation

Industry Keywords

Card IssuingLendingPaymentsReg ZCARD Act

About the role

Key responsibilities & impact

Build a card people put at the front of the wallet and recommend without being asked
Take the card from zero to launch, deciding what ships first and carrying it through program setup and compliance sign-off
Own the application experience, wait, and approval answer while underwriting owns the model
Own how customers experience their credit line, including increases and decreases
Own the customer proposition, including rewards, redemption, and pricing, and understand the economics that fund it
Set the craft bar across copy, disclosures, latency, and empty states
Drive AI use where it meaningfully improves the experience
Own balances, interest, minimum payments, and reconciling statements
Grow acquisition, activation, retention, and compounding growth loops
Align engineering, design, data, risk, compliance, legal, marketing, support, and partners behind a cohesive card plan

Requirements

What you’ll need

6+ years building consumer products, including at least one where money moved and errors were expensive
Experience launching consumer products people chose to use
Fluency in credit, or the capacity to acquire it fast: approval rates, line assignment, vintage curves, charge-off, interchange, and rewards liability
Exceptionally high bar for craft, and a customer-centered, data-driven, and experimentation-oriented approach
Experience shipping AI-led products to real consumers
Exceptional cross-functional collaboration across engineering, design, data, risk, compliance, and partners
Sound judgment in a regulated environment
Nice to have: card issuing, lending, or payments experience, and familiarity with Reg Z and the CARD Act

Benefits

Comp & perks

Equity (stock options/RSUs)
Benefits
Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs