Moneybox

Paraplanner

• Lead complex cases, particularly pension consolidation, drawdown and multiple-pot cases, before advice is presented to customers
• Ensure engine-generated plans have accurate, complete and clear suitability reports covering objectives, recommendations, risks, costs and rationale
• Conduct pre-meeting case reviews with Advisors and identify issues in fact finds or plans
• Support Advisors during QA review of engine-generated plans
• Develop and maintain suitability report templates and wording for the advice engine, including disclosures aligned with House Rules and governance protocols
• Own day-to-day suitability report quality and provide feedback on evolving standards
• Collaborate with the Head of Proposition and Advisor Management System product team to improve workflows, fact-find prompts and evidence capture
• Convert QA, audit and compliance findings into team training and case coaching
• Coach and develop less experienced Paraplanners through case studies, feedback and qualification support
• Help define standards for paraplanning in a digital-first model
• Triage work across the Paraplanner team with the Head of Proposition, balancing complexity, SLAs and capacity
• Contribute to advice policy and House Rules discussions
• Support Risk & Compliance with monitoring, root-cause analysis and remediation
• Act as technical contact for Money Guides and Financial Advisers on complex queries and guidance/advice boundaries
• Work with Advisors on cases and post-meeting documentation, and with engine and AMS product teams on tooling
• Participate in QA huddles, suitability report workshops and team learning sessions

Senior Paraplanner

Data Engineer

• Act as a senior technical partner within Data Engineering, providing continuity and ownership across the platform
• Help set the technical direction and priorities for Data Engineering
• Own, maintain and improve core data processing and analytical platforms, focusing on reliability, scalability and resilience
• Design, build and maintain robust data pipelines and integrations across Moneybox systems
• Lead the design of significant data architecture and integration changes
• Build integrations to ingest new data sources and make them available across analytical platforms
• Partner with Backend Engineering and Insight teams to maintain reliable, accurate and meaningful data models
• Establish and promote engineering practices across data pipelines, modelling, observability, performance and reliability
• Ensure data quality and integrity throughout pipelines
• Provide technical guidance to engineers and analysts working with the data platform
• Work with Engineering, Information Security and Compliance to ensure analytical data is secure and handled according to policy
• Monitor and improve performance, efficiency and cost of data processing platforms
• Own complex technical problems through to resolution
• Keep up to date with data engineering developments and identify valuable technologies or approaches
• Contribute to the wider Moneybox engineering community and raise technology standards

Senior Data Engineer

Compliance

• Hold the SMF16 (Compliance Oversight) function, running MBSCL's compliance monitoring programme and regulatory advice
• Hold the SMF17 (Money Laundering Reporting Officer) function, owning MBSCL's Financial Crime framework and suspicious activity reporting
• Own MBSCL's Customer Due Diligence model under the Money Laundering Regulations 2017
• Direct and challenge MBSCL's co-sourced second line financial crime partner
• Provide independent compliance oversight and challenge of the intra-group agreement with DML
• Provide compliance oversight and challenge of controls around the Aurora advice engine and House Rules
• Provide compliance advice on COBS 9A suitability and Consumer Duty
• Report to the MBSCL Board, Audit & Risk Committee and Executive Committee on compliance and financial crime matters
• Act as MBSCL's primary point of contact with the FCA
• Lead horizon scanning, regulatory change and training for MBSCL
• Establish the compliance function and independent financial crime framework during the first six to twelve months
• Build working relationships with the co-sourced second line financial crime partner and outsourced internal audit provider
• Report to the MBSCL SMF1 for day-to-day business partnering, with direct accountability to the MBSCL Board and a dotted line to the VP of Risk and Compliance for the Moneybox Group

Senior Paraplanner

Senior Data Engineer

Head of Risk and Compliance – Advice