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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Risk Management Framework development and oversight, with a strong focus on FCA regulations and risk appetite frameworks. Proven ability to lead teams, produce executive-level risk reporting, and engage with regulatory bodies effectively.
Highest-signal resume keywords
Risk Management Framework DevelopmentFCA Regulatory KnowledgeTeam Leadership and DevelopmentRisk Reporting and PresentationICARA and Wind-Down Planning
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Risk and Control Self-AssessmentIncident ManagementKRI StandardsStress TestingOperational ResilienceModel Risk GovernanceAI Risk OversightGRC SystemsRisk Appetite FrameworkRegulatory Remediation
Soft Skills
CoachingConstructive ChallengeCommunication
Tools & Technologies
GRC SystemRisk Reporting Tools
Certifications & Qualifications
IRMPRMFRMCISI Risk Qualifications
Industry Keywords
FCA-Regulated Financial ServicesWealth ManagementInvestment PlatformConsumer DutyMIFIDPRUCASSFinancial Advice
About the role
Key responsibilities & impact- Own, maintain and continually improve the Risk Management Framework, including risk policy, taxonomy, risk and control self-assessment, incident and KRI standards
- Lead, develop and coach the Risk Business Partner team
- Provide independent second line oversight and challenge of operational, operational resilience, third-party, technology, cyber, data, model and strategy execution risks
- Oversee and challenge the ICARA and wind-down plan, including scenarios and stress tests
- Maintain the risk appetite framework with the Executive and Board
- Produce risk reporting and management information for the Executive, Risk Committee and Board Risk Committee
- Present the second line view at the Board Risk Committee where required
- Provide independent risk opinions on material change, new products and propositions, outsourcing and strategic decisions
- Build and embed second line model and AI risk oversight, including the advice engine
- Support first line risk owners through guidance, training and constructive challenge
- Lead emerging and strategic risk horizon scanning
- Support regulatory engagement on risk matters, remediation activity and supervisory requests
- Drive effective use of the GRC system and automation in risk processes and reporting
- Report to the VP Risk & Compliance and lead Risk Business Partners aligned to Operations, Technology & AI, and Central Functions
- Strengthen the Risk Management Framework, build the Risk Business Partner model, establish oversight of ICARA and wind-down planning, and develop model and AI risk governance in the first six to twelve months
Requirements
What you’ll need- Significant experience in a second line risk role within FCA-regulated financial services, ideally in a wealth management, investment platform or similar consumer-facing business
- Proven track record of designing, embedding and improving a Risk Management Framework and risk appetite framework in a growing firm
- Strong working knowledge of FCA expectations for risk management, including SYSC, PRIN, Consumer Duty and operational resilience
- Experience overseeing or challenging the ICARA, stress testing and wind-down planning under MIFIDPRU
- Experience producing risk reporting for, and presenting to, executive and Board-level committees
- Experience leading and developing a team of risk professionals
- Experience of risk and control self-assessment, KRIs, incident management and GRC systems
- Relevant professional qualification such as IRM, PRM, FRM or CISI risk qualifications is nice to have
- Experience of model risk or AI risk governance is nice to have
- Experience operating in a firm under heightened supervisory scrutiny, such as a Skilled Person review or regulatory remediation is nice to have
- Exposure to financial advice, CASS or platform-specific risks is nice to have
Benefits
Comp & perks- Opportunity to join a fast-growing, award-winning and super ambitious company
- Friendly team of highly motivated individuals
- Thriving collaborative and inclusive company culture
- Company pension scheme
- Company bonus scheme
- Hybrid working environment
- Home office furniture allowance
- Personal Annual Learning and Development budget
- Private Medical Insurance
- Health Cash Plan - cashback on everyday healthcare like dental and opticians
- Cycle to work scheme - spread the cost of a new bike and accessories
- CycleSaver - save on bike-share subscriptions and have a more sustainable commute
- Wellhub subscription to a variety of gyms and wellbeing apps
- Enhanced parental pay & leave
- 25 days holiday + bank holidays with additional days added with length of service
