Senior Financial Crime Investigator, Business Banking

Monzo Bank

. Own the most complex Financial Crime Business Banking tasks, including Enhanced Due Diligence for high-risk businesses .

Posted 10/26/2026full-timeRemote • United KingdomSenior💰 £31,100 - £39,350 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Financial Crime investigations, particularly in Enhanced Due Diligence and complex customer reviews, while effectively mentoring peers and adapting to regulatory changes. Proficient in leveraging open-source intelligence and maintaining compliance with UK financial crime regulations.

Highest-signal resume keywords

KYB ExpertiseAML ExpertiseComplex InvestigationsUK SAR Regime KnowledgeOpen-Source Intelligence Analysis

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Enhanced Due DiligenceComplex Customer ReviewsSuspicious Activity ReportsFinancial Crime TypologiesInvestigative TechniquesDue Diligence ProcessesRegulatory CompliancePerformance ImprovementTrend AnalysisMulti-Jurisdictional Investigations

Soft Skills

CoachingCollaborationAdaptabilityMentoringCommunication

Certifications & Qualifications

ICAACAMS

Industry Keywords

Financial CrimeBusiness BankingRegulated Financial SettingCustomer ProfilesTransactional ActivityService Level AgreementsOperational GuidanceEmerging TrendsProcess ImprovementsSexual Services Flags

About the role

Key responsibilities & impact

Own the most complex Financial Crime Business Banking tasks, including Enhanced Due Diligence for high-risk businesses
Conduct Complex Customer Reviews, including sensitive Sexual Services flags
Investigate multi-jurisdictional money muling cases
Write, review, and submit high-quality Suspicious Activity Reports to the National Crime Agency
Maintain a regular schedule on core investigative tasks to support domain Service Level Agreements
Coach Investigators on complex financial crime typologies, best practice, and performance improvement
Collaborate with Operations Analysts to share emerging trends
Help update and embed operational guidance across the domain

Requirements

What you’ll need

Deep KYB and AML expertise
Significant experience conducting end-to-end business due diligence (KYB/EDD) and complex investigations within a regulated financial setting
Proven ability to leverage open-source intelligence and analysis to corroborate customer profiles and transactional activity
Strong grasp of UK and international financial crime trends affecting business accounts
Strong knowledge of the UK SAR regime
Ability to adapt to shifting priorities, new guidance, and process changes at short notice
Experience mentoring peers, a track record of escalating process improvements, or a relevant qualification such as ICA or ACAMS is advantageous
Ability to work 37.5 hours per week, Monday to Friday, 9:00am–5:30pm, plus one full weekend every 4 weeks
No time off during the first 6 weeks due to training
Training availability Monday–Friday, 9:00am–5:30pm

Benefits

Comp & perks

Incentive Awards tied to your performance
Birthday time off guaranteed if it falls on a scheduled work day (outside the training period)
Fully remote work within the UK
£1,000 annual budget for books, training courses, and conferences
MacBook provided
Extra support for fully remote workers’ work-from-home environment
Two set days in lieu when working the scheduled weekend shift
Flexible scheduling during the application process