Senior Financial Crime Investigator – Out of Hours, Business Banking

Monzo Bank

. Own the most complex Financial Crime Business Banking tasks, including multi-jurisdictional money muling investigations and Transaction Monitoring Reviews .

Posted 10/26/2026full-timeRemote • United KingdomSenior💰 £31,100 - £39,350 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates deep expertise in KYB and AML processes, with a strong ability to conduct complex financial crime investigations and submit high-quality Suspicious Activity Reports (SARs). Proven leadership in mentoring peers and adapting to fast-paced regulatory environments while maintaining compliance and operational excellence.

Highest-signal resume keywords

KYB ExpertiseAML ExpertiseFinancial Crime InvestigationSuspicious Activity ReportingLeadership Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

End-to-End Business Due DiligenceTransaction MonitoringOpen-Source Intelligence AnalysisRegulated Financial Setting ExperienceComplex Financial Crime Typologies

Soft Skills

CoachingFlexibilityAdaptabilityPerformance Improvement

Certifications & Qualifications

ICAACAMS

Industry Keywords

UK SAR RegimeFinancial Crime TrendsCompliance ChecksRisk MitigationOperational Guidance

About the role

Key responsibilities & impact

Own the most complex Financial Crime Business Banking tasks, including multi-jurisdictional money muling investigations and Transaction Monitoring Reviews
Write and submit high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA)
Maintain a regular schedule on core investigative tasks to sustain competency and support service-level agreements
Coach Investigators on complex financial crime typologies, best practices, and performance improvement
Work with Operations Analysts to share emerging trends and update and embed operational guidance
Conduct onboarding and ongoing compliance checks
Investigate complex financial crime typologies
Mitigate risk through investigation, reporting, and account closures

Requirements

What you’ll need

Deep KYB and AML expertise
Significant experience conducting end-to-end business due diligence (KYB/EDD) and investigations within a regulated financial setting
Proven ability to leverage open-source intelligence and analysis to corroborate customer profiles and transactional activity
Strong knowledge of UK and international financial crime trends affecting business accounts
Strong knowledge of the UK SAR regime
Flexibility in a fast-paced environment and ability to adapt to shifting priorities, guidance, and process changes at short notice
Leadership and improvement skills
Experience mentoring peers or escalating process improvements is advantageous
Relevant qualification such as ICA or ACAMS is advantageous
Ability to work 37.5 hours per week, Monday to Friday, plus one full weekend every 3 weeks
Availability for Monday–Friday training from 9am–5:30pm during the first 6 weeks, with no time off approved during training

Benefits

Comp & perks

Shift allowance of £2,503 for the 5pm–1:30am shift
Shift allowance of £5,004 for the 12:30am–9am shift
Incentive Awards tied to performance
Guaranteed time off on your birthday if it falls on a scheduled work day, outside the training period
Fully remote work within the UK
£1,000 annual budget for books, training courses, and conferences
MacBook provided
Extra support for fully remote workers’ work-from-home environment
Two set days in lieu when working the weekend shift
Additional benefits listed in Monzo’s full benefits list