Credit Analyst III, Specialty Lending

MVB

. Independently underwrite and analyze complex specialty lending transactions across designated verticals, including litigation finance, fund financing, leveraged lending, and other specialty industries .

Posted 10/24/2026full-timeRemote • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in complex specialty lending transactions, including litigation finance and asset-based lending, with a strong focus on credit analysis, financial structuring, and compliance with regulatory requirements. Proven ability to mentor junior staff and prepare comprehensive credit presentations for senior management.

Highest-signal resume keywords

Credit AnalysisSpecialty LendingFinancial Statement AnalysisAsset-Based Lending MechanicsLitigation Finance Fundamentals

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit StructuringCash Flow ModelingBorrowing Base ConstructionAdvance Rates CalculationCollateral Eligibility AssessmentLoan-To-Value AnalysisLoan-To-Cost AnalysisRisk AssessmentFinancial AnalysisCompliance with Banking Laws

Soft Skills

Excellent Communication SkillsMentoringIndependent WorkPresentation SkillsTechnical Guidance

Certifications & Qualifications

Bachelor's Degree in FinanceBachelor's Degree in AccountingBachelor's Degree in Economics

Industry Keywords

Specialty LendingLitigation FinanceFund FinancingLeveraged LendingAsset-Based LendingAccounts Receivable FinancingUCC Lien PrioritySponsor-Backed M&ANon-Traditional Lending ProductsHigh-Volume Workload Management

About the role

Key responsibilities & impact

Independently underwrite and analyze complex specialty lending transactions across designated verticals, including litigation finance, fund financing, leveraged lending, and other specialty industries
Evaluate atypical collateral and repayment structures, including legal asset-based receivables, enterprise values, and non-standard real estate or asset collateral
Construct and monitor borrowing base calculations, advance rates, and collateral eligibility for asset-based facilities
Assess litigation finance-specific risk factors, including case merit, jurisdiction, counsel experience, and anticipated recovery timelines
Evaluate sponsor experience, loan-to-value/loan-to-cost metrics, and exit-strategy feasibility for fund finance or highly leveraged transactions
Prepare comprehensive credit presentations and risk assessments for the Credit Manager, Portfolio Director of Specialty Lending, senior management, and loan committee
Evaluate complex financial structures, including multi-entity borrowers, special purpose vehicles, and participation or syndication arrangements
Mentor and provide technical guidance to junior credit staff on specialty underwriting techniques
Monitor industry, legal, and regulatory developments affecting specialty lending sectors
Incorporate developments into credit analysis and ensure compliance with bank policy, regulatory requirements, and applicable banking laws

Requirements

What you’ll need

Bachelor's Degree in Finance, Accounting, Economics, or a related field
5-7+ years of progressive credit analysis experience required
Direct exposure to specialty, structured, asset-based, or non-traditional lending products strongly preferred
Advanced proficiency in commercial financial statement analysis, cash flow modeling, and credit structuring
Ability to apply financial analysis and credit structuring skills to non-traditional collateral and repayment sources
Working knowledge of asset-based lending mechanics, including borrowing base construction, advance rates, eligible collateral criteria, and UCC lien priority
Familiarity with accounts receivable financing concepts such as dilution, debtor concentration, and account debtor creditworthiness
Understanding of litigation finance fundamentals, including case merit evaluation, counsel and case-management track record, jurisdictional risk, and expected settlement/verdict timelines
Understanding of lender financing fundamentals, including loan-to-value/loan-to-cost analysis
Sponsor-backed M&A experience and exit-strategy viability
Demonstrated ability to work independently on complex, non-standard credit structures and manage a high-volume workload
Excellent written and verbal communication skills, including experience presenting to loan committee
Candidates must reside in West Virginia, Virginia, Texas, Florida, Ohio, Pennsylvania, Maryland, Washington D.C., New York, New Jersey, Arizona, North Carolina, Georgia, or South Dakota

Benefits

Comp & perks

Medical, Dental and Vision Insurance
Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
Short- and Long-Term Disability Plan
Group Life Insurance
401K Salary Deferral Plan
Wellness Program
Education & Tuition Expense Reimbursement
PTO and Unique Vacation Purchase Program
Nationwide Pet Insurance Coverage