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Navy Federal Credit Union

Member Service Representative II – Mortgage Loan Originator, Contact Center Operations

Navy Federal Credit Union

. Respond to member and individual inquiries and requests within a 24/7 high-volume, schedule-driven contact center operation .

Posted 11/9/2026full-timePensacola • Florida • United StatesMid-LevelSenior💰 $22 - $26 per hourWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage information, compliance with federal regulations, and effective member service in a high-volume contact center environment. Proficient in problem resolution, relationship building, and utilizing technology to enhance customer interactions.

Highest-signal resume keywords
Mortgage InformationMember ServiceCompliance With Federal RegulationsProblem ResolutionActive Listening

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Mortgage Loan ApplicationsBasic Mathematical CalculationsAccount TransactionsFraud DetectionPayment Processing
Soft Skills
Effective CommunicationRelationship BuildingOrganizational SkillsTime ManagementAdaptability
Tools & Technologies
PC ApplicationsContact Center Software
Certifications & Qualifications
Nationwide Mortgage Licensing System Registration
Industry Keywords
Financial ProductsCustomer ServiceCall CenterRetail BankingNavy Federal Guidelines

About the role

Key responsibilities & impact
  • Respond to member and individual inquiries and requests within a 24/7 high-volume, schedule-driven contact center operation
  • Provide mortgage information regarding products, services, policies and rates
  • Respond to inquiries about mortgage applications, processing status, problems and concerns
  • Review and evaluate mortgage loan applications for viability and compliance with Federal and Navy Federal guidelines
  • Implement and update automatic payment options for mortgage and equity loans
  • Provide member service by phone, email, chat, or other available media
  • Protect and verify caller identity and review account alerts and irregularities
  • Respond to potential fraud or abuse patterns
  • Comply with federal and other regulations relating to financial products and services
  • Analyze, research, and resolve member account and loan problems and discrepancies
  • Counsel current and prospective members about Navy Federal products and services
  • Execute first-call resolution, including research, follow-up, and return calls
  • Identify cross-service opportunities and increase product penetration
  • Perform account transactions and fee adjustments or other monetary incentives within authority
  • Perform all required Member Service Representative contact center duties and other duties as assigned

Requirements

What you’ll need
  • Prior to assuming employment duties, register with the Nationwide Mortgage Licensing System and Registry, including fingerprinting and background checks
  • Experience in member/customer service, preferably in a call center, retail banking or financial institution
  • Experience managing multiple priorities independently and/or in a team environment to achieve goals
  • Effective skill producing desired results and achieving goals and objectives
  • Effective skill maintaining composure in a high production and changing environment
  • Effective skill navigating multiple screens and PC applications and adapting to new technologies
  • Effective skill performing basic mathematical calculations and working accurately with numbers
  • Effective active listening skills to accurately respond to inquiries and account requests
  • Effective skill exercising initiative and using good judgment to make sound decisions
  • Effective skill building effective relationships through rapport, trust, diplomacy and tact
  • Effective verbal and written communication skills
  • Effective skill interacting tactfully and effectively in difficult situations
  • Effective organizational, planning and time management skills
  • Effective skill resolving member/customer problems
  • Multiple shifts available starting at 11:00AM EST and later

Benefits

Comp & perks
  • Highly competitive pay
  • Generous benefits and perks
  • Employee referral program eligibility
  • Multiple shifts available starting at 11:00AM EST and later