Manager

• Execute audit assignments in accordance with the Audit Plan, policies, procedures, and quality standards
• Plan and execute design effectiveness and operating effectiveness testing
• Identify, assess, and document risks and controls across NBC business processes
• Evaluate control design and operating effectiveness and document working papers in Audit Bond
• Agree audit observations and planned actions with management and provide recommendations to address control issues
• Apply professional scepticism and support evidence-based audit findings
• Communicate audit progress and observations to the Chief Internal Auditor and audit team
• Participate in audits, support colleagues, and mentor less experienced team members and new joiners
• Manage Issue Assurance and produce team management information as requested
• Perform issue validation testing
• Support data analytics and automation initiatives
• Maintain and improve technical and business knowledge through training, self-learning, coaching, and feedback
• Coach new joiners and trainees on audit methodology
• Prepare concise, accurate, insightful audit observations with root causes and agreed mitigating actions
• Assist with drafting audit reports and governance papers for the Board Audit Committee and other stakeholders
• Present methodology, standards, changes, and developments at stakeholder meetings and forums
• Develop and maintain relationships with management, audit contacts, colleagues, and business stakeholders

Internal Audit Manager

Financial Planning and Analysis

• Lead business performance management and financial analytics
• Provide timely, accurate and forward-looking financial insights supporting strategic and operational decision-making
• Lead planning, budgeting, forecasting, performance analysis, profitability and cost analytics
• Prepare management reporting and act as a Finance business partner
• Develop and report financial and other performance measures monitoring product and function profitability
• Challenge and reconcile functional budgets
• Monitor actual performance against targets and analyse variances
• Reconcile country and Group financial reporting packs and provide variance commentaries
• Contribute to development of the business financial unit strategy
• Identify opportunities, threats, risks and challenges in the banking and competitor environment
• Participate in ALCO planning inputs
• Support the Finance Management Committee in closing audit findings and testing controls
• Educate Finance line managers on proactive risk management and mitigating controls
• Prepare monthly BSIS reports, supporting schedules and management accounts
• Analyse business financial performance and challenge monthly results, forecasts and plans
• Perform ad hoc financial analysis for senior management
• Provide segmented income, cost and balance sheet analysis
• Prepare financial information requests for Exco and Group
• Challenge financial plans and identify cost-efficiency opportunities
• Participate in IFRS-compliant financial statement preparation
• Participate in general ledger reconciliation, FTP, cost accounting, cost allocation and apportionment processes
• Obtain financial data from the Flexcube system
• Develop financial models and analytical tools for business decisions, pricing, investment proposals and strategic initiatives
• Use data analytics to identify trends, anomalies, risks and opportunities
• Drive automation and continuous improvement of reporting, forecasting and analytical processes
• Establish controls over management information and data integrity
• Partner with Technology/Data teams to improve financial and management information
• Evaluate new products and performance goals
• Support performance reviews and business cases for expansion
• Undertake strategic management activities identifying how value is created, destroyed and driven
• Maintain an effective filing system
• Adhere to IFRS, tax and regulatory processes
• Engage business pillars to ensure consistent application of financial data
• Take responsibility for financial reporting, financial diligence, forecasting, strategic performance planning, cost management and control
• Meet training objectives and keep updated on procedural changes

Manager, Business Performance and Financial Analytics

Analyst

• Evaluate and analyze credit applications from individual and business clients
• Analyze financial statements, credit histories, and supporting documentation to assess creditworthiness and risks
• Review applications for fraud indicators and verify client identification, signatures, and documentation
• Assess applications within agreed SLA timelines and align recommendations with Retail Credit Policy
• Make credit decisions on special schemes and assigned applications within delegated approval authority
• Conduct credit reference checks, due diligence, and employer confirmations
• Monitor emerging credit trends and refine assessment methodologies
• Verify applications are not processed for suspended branches or customers
• Engage Legal, Treasury, Security Management Unit, branch network, and other stakeholders on secured loans
• Draft and issue offer letters and communicate approved facilities through branch networks
• Verify collateralization and loan documentation, including land rent, valuation, insurance, title deeds, and mortgages
• Review loan restructuring and other financial product requests and assess their risks
• Collaborate with team members and branch staff, support succession planning, conduct training, and facilitate knowledge sharing
• Ensure compliance with NBC Bank policies and regulatory requirements
• Participate in internal audits and help address compliance gaps
• Perform additional assigned responsibilities within specified timelines

Internal Audit Manager

Manager, Business Performance and Financial Analytics

Credit Analyst