Electronic Payments Specialist

NBT Bank

. Process electronic monetary transactions, including incoming and outgoing domestic and foreign wires .

Posted 9/23/2026full-timeNorwich • New York • United StatesJuniorMid-Level💰 $19 - $26 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in processing electronic monetary transactions, including wire and ACH transactions, while maintaining compliance with relevant regulations and internal controls. Strong analytical, organizational, and communication skills are essential for supporting both internal and external customers effectively.

Highest-signal resume keywords

Wire Transaction ProcessingACH Transaction ProcessingCompliance with RegulationsAnalytical and Problem-Solving SkillsCustomer Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Electronic Monetary TransactionsACH TransactionsWire TransactionsData AnalysisAccounting Skills

Soft Skills

Organizational SkillsWritten CommunicationOral CommunicationProblem-Solving SkillsTeam Collaboration

Industry Keywords

Federal Reserve BankRisk MitigationFraud PreventionService Level StandardsInternal Controls

About the role

Key responsibilities & impact

Process electronic monetary transactions, including incoming and outgoing domestic and foreign wires
Enter, approve, review, and release wire transactions
Establish ACH Originators on the core system and perform ACH transactions
Assist the Treasury Department with monitoring Federal Reserve Bank cash balance
Process currency and coin orders for the branch network
Support internal and external customers and department teammates
Cross-train and provide coverage for other department duties
Maintain compliance with laws, regulations, policies, procedures, and internal controls for wire and ACH processing
Resolve issues using independent judgment and escalate to management or risk areas as needed
Focus on risk and fraud mitigation
Uphold service level standards
Develop and update procedures with the supervisor
Assist with employee training and onboarding
Prepare reports and furnish information to authorized internal and external persons
Perform other duties as assigned

Requirements

What you’ll need

Associate's degree and 2 years experience required, or equivalent combination of education and experience
Professional experience preferred
Related experience preferred
Developed analytical and problem-solving skills
Ability to follow procedures and interrogate data
Strong organizational skills
Good written and oral communication skills
Computer skills
Accounting skills preferred
Ability to deliver high-quality work in a friendly and fast-paced environment
Ability and willingness to learn new skills
Ability to communicate effectively with internal and/or external customers
Ability to remain stationary 75% of the time or greater
Ability to move objects up to a maximum of 10 lbs
Must be authorized to work for any employer in the U.S.; employment Visa sponsorship is unavailable

Benefits

Comp & perks

At least 22 days of paid time off annually, prorated in the year of hire
Six weeks of paid parental leave at 100% of salary
Comprehensive medical coverage, including employer HSA contributions for High Deductible Health Plan participants
Dental and vision coverage
Flexible spending accounts for healthcare and dependent care expenses
Employer-paid short-term and long-term disability coverage, with optional additional long-term coverage
Employer-paid basic life insurance, with optional supplemental coverage
Voluntary hospital, accident, and critical illness coverage
401(k) plan with employer matching
Optional Roth 401(k)
Pension plan
Adoption assistance
Tuition reimbursement
Employee Assistance Program (EAP)
Pet insurance
Financial and banking service benefits and financial planning assistance
Wellness initiatives
Flexible work arrangements
Volunteer service and charitable partnerships
Career development programs and tools
Performance-based incentives