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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in customer service, sales, and lending processes, with a strong ability to identify customer needs and deliver tailored solutions. Proficient in compliance regulations and financial calculations, ensuring accurate processing of banking transactions and loan applications.
Highest-signal resume keywords
Customer ServiceSales ExperienceLending KnowledgeNMLS CertificationProblem Solving
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Banking TransactionsLoan ProcessingCredit Report AnalysisDecision ProLoan-to-Value CalculationsDebt-to-Income CalculationsMathematical SkillsRecord MaintenanceVault BalancingBranch Audits
Soft Skills
Interpersonal SkillsOrganizational SkillsCommunication SkillsLeadership SkillsCustomer Relations
Tools & Technologies
Banking SoftwareCustomer Relationship Management Systems
Certifications & Qualifications
NMLS Certification
Industry Keywords
Consumer LendingBusiness LendingCommunity Reinvestment ActRegulatory ComplianceSales Opportunities
Tech Stack
Tools & technologiesVault
About the role
Key responsibilities & impact- Provide quality consultative customer service and ensure customer needs are met
- Open and process new deposit accounts and consumer and business banking transactions accurately and efficiently
- Educate, refer, and cross-sell appropriate products and services
- Identify and refer sales opportunities to appropriate business partners or lines of business
- Deliver solutions through interactive customer conversations and assess customer needs
- Engage customers to identify referral and sales opportunities across business lines
- Conduct relationship management activities aligned with corporate objectives and goals
- Discuss consumer and small business lending, credit reports, and credit scores
- Accept and process consumer and business loan applications and close loans within established guidelines and compliance regulations
- Conduct sales and service calls to existing and potential customers
- Resolve customer issues and complaints
- Ensure branch coverage, deadline adherence, and efficient service
- Process routine and non-routine teller transactions and account servicing duties
- Maintain records and prepare forms and reports
- Perform daily vault balancing and complete branch audits
- Follow bank policies, procedures, code of conduct, security controls, and regulatory guidelines
- Provide system overrides and branch oversight as required
- Participate in community events supporting the Community Reinvestment Act
- Provide guidance and training for other employees
- Perform other duties as assigned
Requirements
What you’ll need- High School Diploma or Equivalent
- Minimum two years' experience in related banking positions preferred
- Previous customer service, sales, consumer, and business lending experience preferred
- Experience demonstrating leadership skills
- Proficient reading, writing, communication and mathematical skills
- Knowledge of Decision Pro, Loan-to-Value and Debt-to-Income calculations, and reading credit reports
- Ability to identify and analyze situations and/or information using certain criteria and resolve issues and problems
- Ability to approach, identify, and have in-depth conversations with customers to identify needs and opportunities
- Organizational, interpersonal, customer relations, problem solving, and decision-making skills
- Ability to function in a fast-paced, ever-changing environment
- Ability to work well with people as a team
- Proficient computer skills
- Requires the ability to obtain or have NMLS Certification under the terms of the S.A.F.E. Act of 2008
- Ability to communicate effectively with internal and external customers
- Ability to remain stationary 75% of the time or greater
- Ability to move objects up to 10 lbs
- Must be authorized to work for any employer in the U.S.; employment visa sponsorship is unavailable
Benefits
Comp & perks- Generous paid time off: at least 22 days annually
- Six weeks of paid parental leave at 100% of salary
- Comprehensive medical coverage with employer HSA contributions for eligible HDHP participants
- Dental and vision coverage
- Flexible spending accounts for healthcare and dependent care
- Employer-paid short-term and long-term disability coverage, with optional additional long-term coverage
- Employer-paid basic life insurance, with optional supplemental coverage
- Voluntary hospital, accident, and critical illness coverage
- 401(k) plan with employer matching
- Optional Roth 401(k)
- Pension plan
- Adoption assistance
- Tuition reimbursement
- Employee Assistance Program (EAP)
- Pet insurance
- Financial and banking services benefits and financial planning assistance
- Wellness initiatives
- Flexible work arrangements
- Career development programs and tools
- Community volunteer service and charitable partnerships
