Consultant – Financial Reconciliation

Nium

. Understand reconciliation processes for cross-border remittances, card transactions, and wallet transactions, including implications, risks, and controls .

Posted 11/12/2026full-timeMumbai • IndiaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in reconciliation processes for cross-border remittances, card transactions, and wallet transactions, with a strong focus on identifying discrepancies and collaborating with finance and tech teams to ensure compliance with accounting requirements and operational risk management.

Highest-signal resume keywords

Reconciliation Process ExpertisePayments ExperienceReconciliation Platform KnowledgeSWIFT/ACH Payment FormatsStakeholder Coordination

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Reconciliation Rules CreationException IdentificationReport PreparationMulticurrency TransactionsOperational Risk Management

Soft Skills

Self-DrivenSolution-OrientedProblem-Solving

Tools & Technologies

Reconciliation PlatformBusiness Requirement DocumentsChange Request Documents

Industry Keywords

Cross-Border RemittancesCard TransactionsWallet TransactionsPayment GatewaysFinance Collaboration

Tech Stack

Tools & technologies

Swift

About the role

Key responsibilities & impact

Understand reconciliation processes for cross-border remittances, card transactions, and wallet transactions, including implications, risks, and controls
Review, edit, and/or create reconciliation rules on the reconciliation platform
Prepare daily, weekly, monthly, and annual reports on outcomes and exceptions
Review bank statements, identify exceptions, and highlight information required for reconciliation
Escalate exceptions to the Operational Leadership team in a timely manner
Coordinate with stakeholders to review and clear open items
Work with the Tech team to prepare and finalize Business Requirement Documents and Change Request documents
Work with the Finance team to meet output requirements and strict timelines
Work in a rotational shift environment with a flexible holiday schedule

Requirements

What you’ll need

4-6 years of relevant experience in the reconciliation process
Good understanding of the nuances of a Reconciliation Platform and reconciliation rules
Strong hands-on reconciliation experience in Payments or Cards or Wallets or all in a multicurrency environment
Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways, and operational risk around payments
Experience working with Finance teams to meet accounting requirements within defined timelines
Ability to identify system discrepancies and work with the Tech team for short- and long-term solutions
Self-driven and comfortable dealing with open-ended problems
Solution-oriented and able to develop solution options for problem statements

Benefits

Comp & perks

Competitive salaries
Performance bonuses
Sales commissions
Equity for specific roles
Recognition programs
Medical coverage
24/7 employee assistance program
Generous vacation programs, including year-end shutdown
Flexible hybrid working environment
Role-specific training
Internal workshops
Learning stipend
Company-wide social events
Team bonding activities
Happy hours
Team offsites
Equal opportunity and safe, welcoming work environment