Nium

Compliance

• Serve as the senior Compliance advisor to the Platforms vertical's commercial leadership and go-to-market teams
• Engage early in sales and business-development processes to identify compliance considerations and structure viable solutions
• Partner with Sales, Business Development, Partnerships, Account Management, Product, Legal, Financial Crime Compliance, and country Compliance teams
• Bridge commercial teams and country compliance teams by connecting commercial priorities with local regulatory requirements, risk appetite, and compliance guidance
• Advise on strategic opportunities involving platforms, marketplaces, enterprise clients, bank partners, and other complex commercial relationships
• Own Compliance outcomes for relationships with bank partners, card networks, stablecoin networks, and other payment infrastructure partners
• Evaluate compliance implications of two-tier business models involving platforms and underlying merchants, sellers, or customers
• Support compliant solutions for new platform models, customer segments, use cases, products, and payment flows
• Provide guidance on AML/CTF, sanctions, KYC/KYB, customer and partner due diligence, acceptable-use requirements, licensing considerations, and payment regulations
• Participate in customer and partner discussions when senior Compliance involvement is needed
• Assess higher-risk or nonstandard opportunities and recommend controls, conditions, or risk-mitigation measures
• Coordinate resolution of compliance questions and escalations affecting negotiations, onboarding, implementation, or launch
• Translate regulatory requirements into actionable guidance for commercial and business stakeholders
• Develop scalable commercial compliance frameworks, playbooks, and decision-making standards for the Platforms vertical
• Identify recurring commercial-process barriers and improve policies, controls, and workflows
• Deliver targeted training to customer-facing teams
• Provide senior leadership visibility into material commercial compliance risks, emerging trends, significant decisions, and unresolved issues
• Represent the Platforms vertical within Nium's global Compliance organization and commercial advisory framework

Head of Compliance – Platforms

Operations

• Liaise with Compliance, Customer Service, Product, and Technology stakeholders to process transactions for Retail and Institutional businesses
• Reconcile incoming customer funds with transactions and ensure wallets have sufficient balances
• Onboard Institutional, SME, and enterprise clients on Nium's platform
• Monitor, investigate, and resolve payment-processing issues
• Verify bank and currency statements before reprocessing or refunding transactions
• Create monthly client invoices and track settlements
• Coordinate with Reconciliation and Finance teams on accounting queries
• Work with Account Managers and Customer Service teams to resolve customer complaints
• Publish MIS reports to management and internal stakeholders
• Organize workflow to meet department objectives
• Collaborate with Product and Technology teams to improve process efficiency and automation
• Work in a rotational shift environment with a flexible holiday schedule
• Take ownership of payment transaction processing and meet day-to-day and month-to-month SLAs

Analyst, Senior Analyst – Payment Operations

• Prepare, review, and submit accurate and timely regulatory reports to relevant authorities
• Gather, analyze, and validate data from multiple sources for comprehensive and accurate reports
• Conduct data reconciliation and address discrepancies before submitting reports
• Maintain communication with internal stakeholders to ensure seamless reporting processes
• Liaise with external auditors and regulatory authorities, addressing inquiries and providing requested information
• Identify opportunities for process optimization and automation
• Collaborate with technology teams to improve data extraction and reporting systems
• Maintain organized and secure records of regulatory reports, supporting documentation, and communications
• Monitor changes in laws and regulations applicable to PSPs and adjust processes for continued compliance
• Collaborate with compliance team members to interpret and implement regulatory changes
• Assist the Compliance Officer with drafting, reviewing, and updating compliance policies and implementing the Compliance Monitoring Plan
• Assist with implementing the Compliance Training Program and delivering compliance training
• Assist with preparing regulatory reports for the Board of Directors and senior management
• Assess institutional compliance with internal control processes and systems through walkthroughs and testing
• Provide recommendations and collaborate with departments to address identified compliance risks

Head of Compliance – Platforms

Analyst, Senior Analyst – Payment Operations

Senior Analyst – Regulatory Compliance