Mortgage Loan Originator

Northwest Bank

. Proactively solicit new residential mortgage business through internal and external sources in an assigned geographic area .

Posted 10/1/2026full-timeLorain • Ohio • United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage origination, including knowledge of conventional and government loan products, compliance with banking regulations, and exceptional customer service throughout the loan process. Proven ability to build relationships with referral sources and achieve production and quality goals in a collaborative team environment.

Highest-signal resume keywords

Mortgage Origination ExperienceKnowledge of Fannie Mae and Freddie Mac GuidelinesEllie Mae Encompass Loan Origination SoftwareNMLS RegistrySales and Networking Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Mortgage OriginationLoan Product KnowledgeCredit Application ReviewLoan PricingCompliance with RegulationsCustomer ServiceProblem SolvingDecision MakingTime ManagementAnalytical Skills

Soft Skills

Effective CommunicationActive ListeningCollaborationOrganizational SkillsRelationship Building

Tools & Technologies

Ellie Mae EncompassFreddie Mac Loan Product AdvisorOptimal Blue Pricing EngineMicrosoft Office

Certifications & Qualifications

NMLS Registry

Industry Keywords

Residential MortgageLoan Origination ProcessFederal and State RegulationsRetail MortgageHomeownership Promotion

About the role

Key responsibilities & impact

Proactively solicit new residential mortgage business through internal and external sources in an assigned geographic area
Participate in business development opportunities, professional organizations, and community efforts to promote homeownership
Ensure compliance with third-party agencies, vendors, company policies and procedures, and federal/state regulations
Provide exceptional customer service throughout the loan origination process
Interact professionally with team members and other departments
Submit complete credit applications with supporting documentation
Develop and maintain relationships with internal and external referral sources
Prospect new mortgage lending opportunities
Facilitate communication with customers and referral sources during loan origination
Review applications, credit files, and customer qualifications to determine appropriate loan products and pricing
Counsel and coach loan applicants toward their goals and suitable loan products
Request timely loan rate locks for Secondary Marketing
Maintain current knowledge of loan products and secondary market rules
Achieve production and quality goals
Cross-sell other Northwest products and services to loan applicants
Work as part of a team

Requirements

What you’ll need

3 - 5 years mortgage origination or sales experience
High School Diploma
Ability to establish effective working relationships among team members and participate in solving problems and making decisions
Ability to present and express ideas and information clearly and concisely, orally or in writing
Ability to actively listen and facilitate the open exchange of ideas and information
Ability to plan courses of action, track work progress, and effectively use time and information
Ability to make sound decisions using perceptive and analytical processes and good judgment
Ability to meet production and quality goals
Knowledge of banking industry laws, regulations, and retail origination processes
Knowledge of conventional and government loan products and guidelines, including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing, and VA loans
Knowledge of Ellie Mae Encompass Loan Origination software, Freddie Mac Loan Product Advisor, and Optimal Blue pricing engine
Knowledge of retail mortgage loan pricing
Sales, networking, and organizational skills
Ability to work collaboratively and manage multiple deadlines and priorities
NMLS Registry; annual renewal required as a condition of employment
Ability to navigate Microsoft Office software, computer applications, and department-specific software
Ability to work with on-site equipment

Benefits

Comp & perks

Equal opportunity employer committed to creating an inclusive environment for all employees