Head of Risk

Nubank

. Lead the US risk surface and own all risk disciplines locally .

Posted 11/10/2026full-timeUnited StatesLeadWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in risk management across credit, market, liquidity, operational, financial crime, and compliance risk, with a strong focus on US regulatory requirements. Proven ability to lead risk teams, develop frameworks, and engage with regulators while fostering relationships with stakeholders.

Highest-signal resume keywords

Risk Management Framework DevelopmentUS Regulatory Environment ExpertiseStakeholder ManagementLeadership in Risk FunctionsRegulatory Engagement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Appetite FrameworkRisk Metrics EstablishmentOperational Risk ManagementFinancial Crime Risk ManagementAML/BSA ComplianceCyber Risk ManagementData-Driven Decision MakingRisk Reporting DashboardsRisk Control ImplementationRisk Transformation

Soft Skills

Stakeholder EngagementAdaptabilityLeadershipCommunicationCollaboration

Certifications & Qualifications

CFAFRM

Industry Keywords

Financial ServicesRegulatory ComplianceUS MarketFintechChallenger BanksOperational Loss MonitoringRisk IndicatorsBoard EngagementRisk Committee ParticipationControl Environment

About the role

Key responsibilities & impact

Lead the US risk surface and own all risk disciplines locally
Build and lead a comprehensive risk management framework covering credit, market, liquidity, operational, financial crime, and compliance risk
Develop a risk appetite framework and limit structure aligned with the US Board's risk tolerance
Establish risk metrics, reporting dashboards, and early warning indicators
Serve as Secretary to the US Board Risk Management Committee and prepare agendas and minutes
Participate in the Risk Committee, ALCO, Compliance Committee, and New Product Approval Committee
Act as the primary independent risk voice in interactions with US regulators
Ensure the control environment meets and anticipates regulatory expectations
Develop and maintain relationships with regulators
Coordinate with global functional heads on credit, market/liquidity, operational, and financial crime risk
Apply risk-proportionate controls that enable business growth
Monitor operational loss events, cyber incidents, and key risk indicators
Lead and develop the US risk team
Partner with engineering and technology teams on risk infrastructure
Collaborate with the US Country Manager, Legal, Compliance, and Finance
Act as a business partner to the US leadership team

Requirements

What you’ll need

Bachelor's degree required
Advanced degree (MBA, MSc Finance, JD) or professional certification (CFA, FRM) preferred
15+ years of experience in risk management within financial services, with a significant portion in the US market
Deep expertise in the US regulatory environment (OCC, Fed, FDIC)
Experience engaging directly with regulators at a senior level
Background in financial institutions, fintechs, or challenger banks strongly preferred
Experience building or significantly transforming a risk function from an early/mid-stage into a mature framework
Solid understanding of credit, market, liquidity, operational, financial crime, and compliance risk
Particular depth in AML/BSA, operational risk, and cyber
Comfort with ambiguity and ability to build structure from scratch in fast-moving environments
Hands-on leadership experience
Ability to engage directly with boards and regulators
Strong stakeholder management skills with engineering and technology teams
Ability to translate risk requirements into development priorities and negotiate trade-offs
Highly adaptive to changes in the regulatory landscape
Data-driven and committed to continuous learning
Legally authorized to work in the country where the position is located

Benefits

Comp & perks

Opportunity of earning equity at Nu
Medical Insurance
Dental and Vision Insurance
Life Insurance and AD&D
Extended maternity and paternity leaves
Nucleo - Our learning platform of courses
NuLanguage - Our language learning program
NuCare - Our mental health and wellness assistance program
401K Saving Plans
Health Saving Account and Flexible Spending Account
Work-from-home Allowance
Relocation Assistance Package, if applicable