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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in financial planning and analysis (FP&A), including building and forecasting P&Ls for financial products. Proven ability to lead teams, influence senior leadership, and provide insights on cross-border money movement and payment networks.
Highest-signal resume keywords
Financial Planning And Analysis (FP&A)P&L Building And ForecastingCross-Border Remittance EconomicsTeam Leadership And MentoringPresentation To Senior Leadership
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial ModelingBudgetingForecastingData AnalysisP&L MasteryStrategic FinanceBusiness AnalysisCapital Requirements AssessmentUnit Economics EvaluationAdvanced Analytics
Soft Skills
Influencing Without AuthorityBuilding Trust-Based RelationshipsCoaching And MentoringClear CommunicationAdaptability
Certifications & Qualifications
CFA
Industry Keywords
Financial ServicesPaymentsBankingCard IssuerFintechStablecoinsInternational Money TransferPayment NetworksCross-Border Money MovementLegal Entity Structures
Tech Stack
Tools & technologiesRuby on Rails
About the role
Key responsibilities & impact- Own planning, budgeting, forecasting, and reporting cycles for Nu US and Nu Global.
- Ensure the integrity of financial numbers and Finance's position presented to leadership.
- Build financial services P&Ls from first principles across credit, banking, and payments products.
- Model how product, pricing, and funding decisions affect business results and Nubank's consolidated P&L.
- Lead financial evaluation of new markets and products, including unit economics, capital and funding requirements, legal entity and licensing structures, and business cases.
- Provide Finance expertise on cross-border money movement, including FX, funds-in and funds-out costs, card network economics, and stablecoin rails.
- Partner with new-business leaders on pricing, product, and investment decisions.
- Prepare clear, concise executive materials on complex topics.
- Coach analysts, review their work, and build processes and documentation for FP&A transitions.
- Drive AI, advanced analytics, and automation in planning and analysis while reviewing AI-generated output.
- Lead a small team of up to three analysts as technical lead while remaining hands-on.
Requirements
What you’ll need- Bachelor's degree in Finance, Economics, Accounting, Engineering, Business, or a related field; an advanced degree or relevant certification (e.g., CFA) is a plus.
- Extensive experience in FP&A, strategic finance, corporate development, or business analysis in financial services, such as a bank, card issuer, payments or remittance company, or fintech.
- Proven track record of building P&Ls and forecasting models for financial products, not only maintaining them.
- Direct experience with international money transfer, payment networks, or stablecoins.
- Experience presenting to and influencing senior leadership on strategic decisions.
- Experience mentoring or leading analysts.
- Financial services P&L mastery across credit card, lending, banking, or payments products.
- Deep understanding of cross-border remittance economics, payment networks, and stablecoins, with working knowledge of crypto.
- Ability to build planning processes from incomplete information and make assumptions explicit.
- Ability to present with clarity and authority to senior executives and adapt to new information.
- Ability to build trust-based relationships with business leaders, legal, risk, and regulatory teams and influence without formal authority.
- Fluency in English; Portuguese or Spanish is a plus.
- Availability to work onsite two to three days per week.
- Legal authorization to work in the United States.
- Willingness to undergo the employer's application questions regarding visa sponsorship and relocation.
Benefits
Comp & perks- Opportunity of earning equity at Nu
- Medical Insurance
- Dental and Vision Insurance
- Life Insurance and AD&D
- Extended maternity and paternity leaves
- Nucleo - Our learning platform of courses
- NuLanguage - Our language learning program
- NuCare - Our mental health and wellness assistance program
- 401K Saving Plans - Health Saving Account and Flexible Spending Account
- Work-from-home Allowance
- Relocation Assistance Package, if applicable
