Senior Staff Software Engineer – Remittance

Nubank

. Own the overarching architecture for Nubank’s global Remittance and Cross-Border Payment Platforms .

Posted 9/24/2026full-timePalo Alto • California • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in designing and scaling backend distributed platforms for remittance and cross-border payments, with a strong focus on event-driven architectures and multi-currency ledger systems. Proven ability to lead technical initiatives and mentor teams in a fast-paced fintech environment.

Highest-signal resume keywords

Distributed Systems ArchitectureRemittance Systems DevelopmentEvent-Driven ArchitecturesTechnical LeadershipFluent English

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Backend Distributed PlatformsMulti-Currency Ledger EnginesFX Execution ServicesTransactional ConsistencyDouble-Entry AccountingMicroservicesAPIs DesignSDK DevelopmentConcurrency ManagementReal-Time Liquidity Management

Soft Skills

MentoringConsensus BuildingCross-Organizational Collaboration

Tools & Technologies

PIXSPEIFedNowSWIFT

Industry Keywords

FintechPaymentsBankingRegulatory ComplianceAMLKYCSanctions Screening

Tech Stack

Tools & technologies

CloudDistributed SystemsMicroservicesRuby on RailsSwift

About the role

Key responsibilities & impact

Own the overarching architecture for Nubank’s global Remittance and Cross-Border Payment Platforms
Design and evolve the technical vision for multi-currency money movement, FX rate locking, payout routing, and ledgering across international corridors
Architect integrations with global payout partners, banking networks, and local clearing rails including PIX, SPEI, FedNow, and SWIFT
Build transaction execution engines with exact-once delivery, deterministic ledger balancing, real-time liquidity management, and auditability under massive concurrency
Partner with AML, KYC, Sanctions Screening, and Regulatory Engineering teams to embed real-time screening into payment paths
Drive cross-organizational architectural decisions through RFCs, design reviews, and technical documentation
Mentor senior engineers across payments squads in distributed systems, resilience engineering, and payment domain knowledge

Requirements

What you’ll need

Proven track record of designing, operating, and scaling highly available, mission-critical backend distributed platforms in demanding environments such as fintech, payments, banking, or cloud platform infrastructure
Hands-on experience building remittance systems, cross-border payments, multi-currency ledger engines, FX execution services, or integrations with international payment clearing systems
High fluency with event-driven architectures, transactional consistency, distributed sagas/orchestration, double-entry accounting engines, and high-concurrency microservices
Experience designing clean, developer-friendly APIs, SDKs, and platform boundaries
Proven ability to act as a horizontal technical leader, write comprehensive RFCs, guide executive leadership on technical trade-offs, and build consensus across geographically distributed teams
Fluent English required
Portuguese or Spanish is a plus
Availability to work onsite two days per week
Legally authorized to work in the country where the position is located

Benefits

Comp & perks

Chance of earning equity at Nubank
NuCare – Psychological, Financial and Legal Assistance Program
Life Insurance
Medical Plan
NuLanguage – Language Course Program
Nucleo - Our learning platform of courses
Extended Parental Leave
Relocation Assistance Package, if applicable
Hybrid / on-site work model