Senior Legal Advisor, Consumer & Product – Banking

Old Mutual Limited

. Draft, review and maintain product-specific terms and conditions, general banking terms and notices, and customer disclosures .

Posted 10/15/2026full-timeJohannesburg • South AfricaSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in drafting and reviewing legal documents, ensuring compliance with banking regulations, and providing actionable business guidance. Possesses strong stakeholder engagement skills and the ability to navigate complex legal frameworks within the financial services sector.

Highest-signal resume keywords

Admitted Attorney Of The High Court Of South AfricaExperience Drafting Customer-Facing Terms And DisclosuresKnowledge Of NCA, CPA, TCF And Related Conduct RequirementsIn-House Experience In A Regulated EnvironmentStrong Stakeholder Engagement And Influence

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Drafting Legal DocumentsRegulatory ComplianceRisk Mitigation StrategiesConsumer Protection RegulationBanking Legislation MonitoringLegal Document ReviewProduct Approval GovernanceCommercial JudgementLegal Complexity TranslationThird-Party Agreement Support

Soft Skills

Strong Ethical GroundingCustomer-First ApproachAbility To Operate With Pace And AmbiguityOwnership MindsetStrong Communication Skills

Certifications & Qualifications

Bachelor's Degree

Industry Keywords

BankingFinancial ServicesConsumer FinanceRegulatory FrameworksConduct Requirements

About the role

Key responsibilities & impact

Draft, review and maintain product-specific terms and conditions, general banking terms and notices, and customer disclosures
Ensure customer documents are legally compliant, clear, plain-language and defensible from a conduct and regulatory perspective
Own updates arising from legislative and regulatory change
Partner with product teams from ideation through launch
Identify legal, regulatory and conduct risks in product design and provide practical mitigation strategies
Support governance processes for product approvals
Review and advise on marketing materials, customer communications and campaigns
Advise on competitions, promotions and incentives; draft and approve related rules and promotional terms
Review subpoenas, court documents and legal notices, determine response obligations, and coordinate with external counsel
Monitor consumer and banking legislation, regulatory guidance, case law and emerging jurisprudence
Translate legal and regulatory developments into actionable business guidance
Support third-party and technology agreements, outsourcing and supplier arrangements, and broader commercial and operational legal matters

Requirements

What you’ll need

Admitted Attorney of the High Court of South Africa
Strong experience, typically 5–10+ years, within banking, financial services or consumer finance
Demonstrated experience drafting customer-facing terms and disclosures
Experience advising on consumer protection and credit regulation
Experience working closely with product and marketing teams
Sound working knowledge of NCA, CPA, TCF and related conduct requirements
Knowledge of regulatory and compliance frameworks applicable to banks
In-house experience in a regulated environment strongly preferred
Bachelor's Degree (B)
Strong commercial judgement and pragmatism
Ability to operate with pace and ambiguity
Strong stakeholder engagement and influence
Ownership mindset in a lean operating model
Ability to translate legal complexity into business-friendly guidance
Strong ethical grounding and customer-first approach

Benefits

Comp & perks

Employment Equity Plan alignment