Money Laundering Reporting Officer – MLRO

OnePay

. Act as the designated MLRO in accordance with Maltese regulatory requirements and serve as the primary point of contact with the MFSA and FIAU .

Posted 9/18/2026full-timeMellieha • MaltaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in AML/CFT compliance, regulatory frameworks, and risk assessment within financial services, particularly in relation to Maltese regulations. Capable of developing and implementing effective AML policies and training programs while maintaining strong stakeholder communication and integrity.

Highest-signal resume keywords

AML/CFT ComplianceMLRO ExperienceMaltese Regulatory FrameworksRisk AssessmentCAMS Certification

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

AML Policies DevelopmentTransaction MonitoringCustomer Due DiligenceSuspicious Activity InvestigationRegulatory ReportingRisk Evaluation QuestionnairesMiCA ComplianceFinancial Crime Prevention

Soft Skills

Analytical SkillsAttention to DetailCommunication SkillsStakeholder ManagementProfessionalism

Certifications & Qualifications

CAMSICA

Industry Keywords

Financial ServicesFintechCrypto-AssetsMFSAFIAUPrevention of Money Laundering ActCompliance Culture

About the role

Key responsibilities & impact

Act as the designated MLRO in accordance with Maltese regulatory requirements and serve as the primary point of contact with the MFSA and FIAU
Ensure compliance with the Prevention of Money Laundering Act, FIAU Implementing Procedures, relevant EU Directives, and applicable MiCA requirements
Maintain up-to-date knowledge of regulatory developments and implement required changes
Develop, implement, and maintain AML/CFT policies, procedures, and controls
Conduct and oversee Business Risk Assessments and Customer Risk Assessments
Ensure effective customer due diligence, enhanced due diligence, and ongoing monitoring
Oversee transaction monitoring systems and suspicious activity detection mechanisms
Review, investigate, and escalate suspicious activities and transactions
Submit Suspicious Transaction Reports to the FIAU
Maintain records of AML-related investigations and decisions
Identify, assess, and mitigate money laundering and terrorist financing risks
Report regularly to senior management and the Board on AML/CFT risks, trends, and compliance status
Align AML controls with enterprise risk management frameworks
Develop and deliver AML/CFT training programs and promote a strong compliance culture
Advise senior management and internal stakeholders on AML/CFT and financial crime matters
Collaborate with compliance, legal, risk, and product teams on compliance-by-design
Support regulatory inspections and audits, including documentation and responses

Requirements

What you’ll need

Demonstrable experience in AML/CFT, compliance, or financial crime within financial services, fintech, or crypto-asset firms
Proven experience acting as or supporting an MLRO role in a regulated environment
Strong familiarity with Maltese regulatory frameworks, including MFSA and FIAU requirements
Experience with crypto-assets, such as The Travel Rule, and understanding of MiCA obligations highly desirable
Experience with Risk Evaluation Questionnaires
Strong analytical and investigative skills with attention to detail
Ability to interpret and apply complex regulatory requirements
Excellent communication and stakeholder management abilities
High level of integrity, professionalism, and discretion
Bachelor’s degree in Law, Finance, Business, or a related field
Professional certifications such as CAMS or ICA strongly preferred
Subject to regulatory approval by the MFSA and must satisfy “fit and proper” criteria, including competence, integrity, and solvency
Must work in Malta; the employer cannot offer sponsorship at present

Benefits

Comp & perks

Equal opportunities employer; hiring based on merit without discrimination based on gender, race, religion, or background