OnePay

Crypto

• Work as part of a 24-hour trading team based in London; shift work required
• Execute and book client cryptocurrency and FX orders
• Manage and maintain banking flows for fiat settlements
• Serve as the first point of contact for clients with requests
• Work with Finance, Operations, Compliance, and Product teams to develop new products, internal controls, and optimisation
• Drive continuous improvement through innovation
• Design key metrics and controls and build performance-tracking systems for all product lines

FX/Crypto Trader

General Counsel

• Lead the legal function and support the Compliance Team across payments and cryptocurrency business units
• Advise the Group CEO, Board of Directors, and senior leadership team on legal, regulatory, corporate governance, and IP matters
• Provide executive oversight across multiple jurisdictions
• Draft, review, and negotiate high-value, complex, and strategic commercial contracts
• Oversee customer-facing contract terms and draft Service Terms for new products and jurisdictions
• Oversee corporate governance, company law compliance, corporate filings, board meetings, and governance documentation
• Support regulatory horizon scanning, international licensing strategy, and new market expansion
• Partner with Compliance to structure regulatory submissions, navigate licensing frameworks, and align controls and processes with legal standards
• Embed legal review into product design and launch decisions
• Support expansion into new products and jurisdictions and advise commercial, people, and regulatory teams
• Manage, coach, and develop the Senior Legal Counsel
• Set legal matter intake, triage, delegation, escalation, and turnaround standards
• Manage the legal budget and external counsel relationships across jurisdictions
• Work closely with Compliance, Product, Operations, Finance, Banking, and Commercial Teams

Full-stack Engineer

• Design and build backend services powering OnePay’s co-branded credit card product and partner integrations
• Architect APIs and event-driven systems handling sensitive financial data securely at scale
• Partner with risk, compliance, and platform teams to meet regulatory and security requirements
• Own reliability and performance for systems processing real-time credit transactions
• Drive technical decisions on system design, balancing scalability, security, and delivery speed
• Mentor engineers and improve code quality, testing, and operational practices
• Work with Node.js, TypeScript, NestJS, Kubernetes, AWS, and microservice-oriented architecture

Software Engineer, Credit Card

• Lead technical design and implementation for projects powering the @Work platform
• Set architectural standards and ensure best practices in code quality, performance, and scalability
• Partner with product, design, and operations to shape and deliver @Work product strategy
• Oversee optimization of systems for reliability, security, and scalability
• Own technical decision-making, balancing rapid delivery and sustainable solutions
• Build simple and beautiful experiences for daily interactions with money, earnings, and pay schedules
• Work with Node, TypeScript, NestJS, microservices, Kubernetes, AWS, React Native, iOS, Android, and web platforms

Software Engineer, Product

Communications

• Build and maintain relationships with reporters, producers, podcasters, Substackers, live show hosts, and new media creators across finance, tech, culture, and lifestyle
• Pitch OnePay stories and secure reviews, guest appearances, interviews, newsletter features, and live show segments
• Manage inbound requests from media outlets and prioritize opportunities
• Develop and manage ongoing new media partnerships
• Write and edit pitches, briefing documents, talking points, and Q&A preparation tailored to new media formats
• Monitor media coverage and sentiment, flagging risks and opportunities to leadership
• Partner with legal and compliance on messaging in a regulated fintech environment
• Represent OnePay in interviews and appearances as needed
• Own the communications and new media program end to end

Consumer Communications – New Media Manager

Marketing

• Work alongside the Marketing team and cross-functional partners
• Support content production and social listening
• Support campaigns and go-to-market initiatives
• Research audiences and trends
• Develop campaign materials
• Coordinate deliverables
• Help measure campaign results
• Attend workshops on technical skills, resume building, interview preparation, and professional development
• Engage with company leadership during networking events
• Receive guidance and feedback from a manager and dedicated mentor

Marketing Intern

Designer

• Support product discovery, competitive analysis, interaction design, prototyping, and design systems work
• Collaborate with Design team members and Product and Engineering partners
• Collaborate with Analytics when needed
• Participate in design reviews, critiques, product discovery, and competitive analysis
• Work on real product surfaces from concept through execution
• Attend technical skills, resume-building, interview-preparation, and professional-development workshops
• Engage with company leadership during networking events
• Receive guidance and feedback from a manager and dedicated mentor

Design Intern

Financial Planning and Analysis

• Support financial planning, analysis, and operations initiatives
• Analyze financial data
• Support reporting and forecasting efforts
• Help evaluate business decisions
• Work alongside FP&A, Accounting, and Treasury partners on day-to-day deliverables
• Build and maintain financial models
• Assist with month-end close and variance analysis
• Help prepare materials for budget reviews and investor reporting
• Attend technical skills, resume building, interview preparation, and professional development workshops
• Engage with company leadership during networking events
• Receive guidance and feedback from a manager and dedicated mentor

Finance Intern

Attorney

• Support contracts, regulatory research, policy development, and compliance reviews across active initiatives
• Work at the intersection of financial services regulation, data privacy, artificial intelligence, and marketing compliance
• Work alongside Legal & Compliance team members and Product, Risk, Privacy, Marketing, and Business partners
• Sit in on contract reviews, compliance meetings, privacy reviews, and policy discussions
• Support contract drafting and review
• Conduct regulatory research
• Help develop and update policies, including privacy notices and AI governance frameworks
• Assist with compliance reviews and cross-functional projects
• Support data privacy assessments involving CCPA/CPRA
• Support AI and machine-learning governance reviews
• Support marketing and advertising compliance reviews involving TCPA, CAN-SPAM, UDAAP, and claims substantiation
• Attend professional-development workshops and networking events
• Receive guidance from a manager and dedicated mentor

Legal & Compliance Intern

Account Manager

• Support partnerships, market and product diligence, and deal execution
• Work alongside Partnerships, Legal, Product, and Commercial teams
• Participate in external diligence calls and internal redline reviews
• Research prospective partners and markets
• Help build strategy and deal materials for new product categories
• Support outreach and deal execution
• Attend professional development workshops and networking events
• Receive guidance from a manager and dedicated mentor throughout the internship

Partnerships Intern

AI Research Scientist

• Research, design, and train foundation models on OnePay’s customer, transaction, and merchant data using transformer and/or graph-based architectures
• Run experiments and rigorously evaluate results
• Turn promising findings into a working prototype
• Work closely with Product, Engineering, Analytics, and Applied Science teams across business units
• Help provide a remarkable customer experience, drive positive business outcomes, and improve operational efficiency
• Drive significant impact on the company’s bottom line
• Report to the Head of AI/ML
• Participate in a full-time, 8-week internship program in the NYC office

AI Research, Intern

Accountant

• Assist the Group Financial Controller with month-end and year-end close processes
• Assist with operational cash flow management across the group and monitor short-term liquidity needs
• Contribute to Accounts Payable and Accounts Receivable management
• Perform digital asset reconciliations for ONE.io Fusion
• Prepare management accounts with commentary and variance analysis
• Maintain accurate balance sheet reconciliations across all group entities
• Ensure accurate P&L postings across revenue, cost of sales, and OPEX
• Support statutory audits and serve as a key point of contact for external auditors
• Ensure adherence to financial regulations, internal controls, and accounting standards
• Assist with VAT and Corporation Tax filings and liaise with external tax advisers
• Act as a finance partner to departments across the company, providing financial data and insights
• Translate financial performance data into operational and sales reports for non-finance stakeholders
• Provide operational and sales insights to support commercial decision-making
• Collaborate cross-functionally to ensure prudent spend management and budget alignment
• Help drive automation, streamline workflows, and optimise processes
• Identify opportunities to enhance efficiency across reporting systems and internal controls

Management Accountant

Financial Crime

• Act as the designated MLRO in accordance with Maltese regulatory requirements and serve as the primary point of contact with the MFSA and FIAU
• Ensure compliance with the Prevention of Money Laundering Act, FIAU Implementing Procedures, relevant EU Directives, and applicable MiCA requirements
• Maintain up-to-date knowledge of regulatory developments and implement required changes
• Develop, implement, and maintain AML/CFT policies, procedures, and controls
• Conduct and oversee Business Risk Assessments and Customer Risk Assessments
• Ensure effective customer due diligence, enhanced due diligence, and ongoing monitoring
• Oversee transaction monitoring systems and suspicious activity detection mechanisms
• Review, investigate, and escalate suspicious activities and transactions
• Submit Suspicious Transaction Reports to the FIAU
• Maintain records of AML-related investigations and decisions
• Identify, assess, and mitigate money laundering and terrorist financing risks
• Report regularly to senior management and the Board on AML/CFT risks, trends, and compliance status
• Align AML controls with enterprise risk management frameworks
• Develop and deliver AML/CFT training programs and promote a strong compliance culture
• Advise senior management and internal stakeholders on AML/CFT and financial crime matters
• Collaborate with compliance, legal, risk, and product teams on compliance-by-design
• Support regulatory inspections and audits, including documentation and responses

Money Laundering Reporting Officer – MLRO

Security Engineer

• Support IT and technology strategies aligned with business objectives and PI and CASP regulatory requirements
• Support digital transformation initiatives and continuous system improvements
• Collaborate with senior leadership on technology planning and innovation
• Collaborate with Engineering, Product, Compliance, Risk, and Operations
• Oversee day-to-day IT operations, including networks, servers, cloud infrastructure, and end-user support
• Ensure high availability, performance, and scalability of systems supporting payment processing and customer platforms, in line with DORA requirements
• Manage disaster recovery planning and business continuity processes
• Oversee systems related to payment processing, e-wallets, and transaction monitoring
• Ensure integration and reliability of APIs, banking partners, and third-party providers
• Support fraud prevention and AML systems
• Establish, support, and maintain cybersecurity frameworks such as DORA, ISO 27001, and NIST
• Ensure data protection, encryption, and secure access controls
• Conduct regular risk assessments and implement mitigation strategies
• Ensure compliance with PI and CASP regulations, including MFSA requirements, PSD2, GDPR, and DORA
• Support audits and regulatory reporting requirements
• Maintain documentation of systems, controls, and policies

IT Security Manager

Compliance

• Liaise with regulators and assist in responding to queries, information requests, and licensing conditions
• Ensure continuous compliance with authorization requirements, including governance, internal controls, and compliance frameworks
• Design, implement, and maintain the compliance framework, policies, and procedures
• Establish compliance monitoring programs and internal control mechanisms
• Ensure policies address PSD2, AML/CFT, MiCA, and future PSD3 requirements
• Provide regulatory compliance advice to senior management
• Interpret regulatory requirements and monitor regulatory developments in Malta and the EU
• Oversee product compliance and governance frameworks
• Assess risks related to crypto-asset services, including custody, trading, market abuse, volatility, and technology vulnerabilities
• Oversee safeguarding of client funds and coordinate annual audits
• Manage custody and private-key governance risk
• Handle statutory complaints
• Identify, assess, and mitigate compliance, operational, financial, liquidity, fraud, IT/cybersecurity, and crypto-asset risks
• Conduct enterprise-wide risk assessments, scenario analyses, and stress testing
• Develop and maintain enterprise and functional risk registers
• Develop and maintain DORA compliance and ICT risk management
• Conduct compliance monitoring reviews and report findings to senior management
• Track timely remediation of identified issues
• Prepare compliance and risk reports for the Board and relevant committees
• Monitor MiCA market abuse and complete SMAR reporting
• Monitor risk exposures and adherence to risk appetite
• Escalate material risks and incidents
• Support compliance training and promote a culture of compliance and ethical conduct
• Collaborate with legal, product, operations, and technology teams on compliance-by-design
• Provide input into onboarding, safeguarding arrangements, and payment flows