Head of Risk

OnHires

. Own the enterprise risk framework, including risk taxonomy, risk appetite and tolerances, risk register, escalation policy, and three-lines-of-defence model .

Posted 10/12/2026contractRemoteLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in enterprise risk management, including frameworks for operational risk, capital adequacy, and liquidity. Proven ability to lead risk assessments, communicate risk positions effectively, and manage regulatory compliance in financial services or fintech environments.

Highest-signal resume keywords

Enterprise Risk ManagementDORA ICT Risk ManagementRegulatory ReportingOperational ResilienceSenior Risk Leadership

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Risk TaxonomyRisk AppetiteRisk RegisterIncident ClassificationFinancial Risk ManagementMarket Risk ManagementFraud Risk AssessmentProduct Risk AssessmentCapital Adequacy MonitoringLiquidity Risk Management

Soft Skills

Clear CommunicationLeadershipDecision-MakingProblem-Solving

Industry Keywords

Financial ServicesFintechPayment InstitutionEMIPSPCrypto BusinessUK FCAPSD2MiCAOperational Resilience

About the role

Key responsibilities & impact

Own the enterprise risk framework, including risk taxonomy, risk appetite and tolerances, risk register, escalation policy, and three-lines-of-defence model
Produce regular risk dashboards for the CEO and leadership, board/committee reporting, and risk-related regulatory reporting
Lead DORA ICT risk management, incident classification and reporting, third-party ICT risk, and the Register of Information
Build operational risk, capital adequacy, liquidity, and safeguarding frameworks for new e-money authorisations
Own B2B partner and counterparty risk, including onboarding risk scoring, risk-tiered monitoring, material partnership sign-off, and concentration risk
Manage financial and market risk jointly with Finance, including crypto price exposure, settlement and liquidity risk, counterparty exposure, and capital adequacy monitoring
Lead operational resilience, business continuity, disaster recovery, vendor risk, and major incident reporting
Define fraud risk appetite and acceptable loss rates across channels, products, and geographies
Lead product risk assessment and launch gating for new products and markets
Run the risk committee and build risk ownership across business units
Serve as Head of Risk on the leadership team, reporting directly to the CEO

Requirements

What you’ll need

8–10+ years in financial services or fintech risk
At least 3–4 years at a senior risk leadership level (Head of Risk, VP Risk, or equivalent)
Direct experience in a regulated fintech, payment institution, EMI, PSP, or crypto business
Hands-on experience with at least one of DORA ICT risk, MiCA (CASP) risk requirements, PSD2 payment institution operational and security risk, or equivalent UK FCA operational resilience experience
Track record of owning risk outcomes
Ability to provide clear risk positions and recommendations under incomplete information
Ability to communicate risk in business language, including impact, cost, and options
Fluent professional English

Benefits

Comp & perks

A seat on the leadership team and direct access to the founders
Real ownership: you shape the risk function and its role in the business
Remote-first setup, with periodic in-person time at the European HQ
Long-term B2B contract
Performance- and OKR-linked bonus
20 paid working days off per year
Paid sick leave
Health insurance
Professional development budget
Team events