Compliance Officer

Optasia

. Keep up to date with payment systems, financial services, AML/CFT and data protection laws, directives and guidance across the region, and monitor compliance .

Posted 10/22/2026full-timeLusaka • ZambiaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in compliance, financial crime, and AML/CFT regulations, with a strong focus on transaction monitoring, due diligence, and regulatory reporting. Possesses the ability to develop compliance policies and deliver training while maintaining high integrity and attention to detail.

Highest-signal resume keywords

Compliance MonitoringAML/CFT RegulationsTransaction MonitoringRegulatory ReportingDue Diligence

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

ComplianceFinancial CrimeAML/CFTSanctionsRegulatory AffairsInvestigative SkillsReport WritingRisk AssessmentKYCCDD

Soft Skills

Analytical SkillsAttention to DetailIntegrityJudgementIndependence

Tools & Technologies

Payment SystemsFinancial ServicesMobile MoneyUtility PaymentsFintech

Certifications & Qualifications

ICAACAMSProfessional Compliance Qualification

Industry Keywords

Fit and Proper RegimesSub-Saharan AfricaFinancial InclusionCompliance TrainingRegulator Queries

About the role

Key responsibilities & impact

Keep up to date with payment systems, financial services, AML/CFT and data protection laws, directives and guidance across the region, and monitor compliance
Run structured compliance monitoring reviews, investigate irregularities and report findings to Group Risk, Compliance & Assurance
Act as point of contact with payment systems, financial services, data protection and financial intelligence regulators
Help manage the impact of new rules and reporting obligations
Support transaction monitoring and payment screening by reviewing alerts, escalating suspicious activity, and preparing or quality-reviewing STRs and CTRs
Help develop and maintain AML/CFT/CPF, sanctions and customer due diligence policies and procedures
Coordinate periodic compliance and financial crime risk assessments with business units
Carry out due diligence on customers, service providers and partners, and report recommendations to management
Deliver compliance training, build training materials, and support compliance focal points
Respond to regulator queries and prepare periodic compliance reporting
Maintain fit and proper records for senior officers and promptly flag anything that could affect their status
Act as a regional point of reference on KYC, CDD, sanctions and financial crime matters, escalating where senior decisions are needed
Report to the Group Risk, Compliance & Assurance function and collaborate with business, finance, technology and operations teams across the region

Requirements

What you’ll need

At least 5 years in compliance, financial crime, AML/CFT, sanctions or regulatory affairs within a bank, payment service provider or other regulated financial services business
At least 2 years at a senior or managerial level, with clear accountability for a compliance function
A bachelor's degree in law, accounting, finance, business or a related field
Working knowledge of fit and proper regimes, payment systems, financial services and AML/CFT/sanctions legislation across the region
Strong analytical, investigative and report-writing skills — able to write clearly for management and regulators
High integrity, sound judgement and attention to detail across multiple regulatory regimes
Able to work independently and manage several priorities at once
Excellent written and spoken English
Able to meet fit and proper requirements and provide the supporting documents (CV with referees, certified qualifications, ID, tax and police clearance)
A professional compliance, AML or risk qualification such as ICA, ACAMS or a recognised local equivalent
Experience in mobile money, utility payments or fintech
Multi-jurisdiction experience across Sub-Saharan Africa
A genuine commitment to financial inclusion

Benefits

Comp & perks

A role at the heart of building a regulated payment business
Regional exposure across multiple markets and regulators
Backed by an experienced Group risk and compliance team
A competitive package