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Pathward

Senior Risk Analyst – Financial Risk, Analytics

Pathward

. Conduct ongoing financial and credit reviews on third parties and key partners to assess liquidity, solvency, profitability, capital adequacy and the bank’s exposure .

Posted 10/19/2026full-timeRemote • United StatesSenior💰 $72,000 - $120,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in financial and credit analysis, risk modeling, and data analytics, with a strong focus on third-party risk management and effective communication skills for presenting findings and recommendations.

Highest-signal resume keywords
Financial And Credit AnalysisRisk ModelingData AnalyticsThird-Party Risk ManagementGenerative AI Proficiency

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Financial AnalysisCredit AnalysisPortfolio AnalysisRisk AssessmentData VisualizationMetric MonitoringControl TestingLiquidity AssessmentSolvency AssessmentProfitability Assessment
Soft Skills
Effective WritingPresentation SkillsOrganizational SkillsProblem-Solving Skills
Tools & Technologies
Business Intelligence PlatformsData Analytics ToolsEnterprise SystemsData Visualization Platforms
Industry Keywords
Merchant AcquiringCard IssuingCommercial LendingConsumer LendingPaymentsThird-Party Risk Management Framework

About the role

Key responsibilities & impact
  • Conduct ongoing financial and credit reviews on third parties and key partners to assess liquidity, solvency, profitability, capital adequacy and the bank’s exposure
  • Assist in establishing TPRM exposure reporting, periodic metric monitoring and partner reserve management
  • Control test financial risk assessments performed at the First Line
  • Provide credible challenge on risk assessments, control effectiveness and risk acceptance requests
  • Gather and analyze data from databases, enterprise systems, business intelligence and data visualization platforms
  • Contribute to the enterprise-level Third-Party Risk Management framework within the Chief Risk Officer’s office and Second Line of Defense

Requirements

What you’ll need
  • Proven track record in financial and credit analysis, ongoing monitoring, portfolio analysis, data analytics and risk modeling
  • Experience analyzing risks in merchant acquiring, card issuing, commercial and consumer lending, payments, or an equivalent enterprise-level third-party risk management function
  • Bachelor’s degree in business or related field
  • MBA or relevant master’s degree or experience
  • Proficient use of Generative AI
  • Effective writing and presentation skills
  • Strong organizational and problem-solving skills

Benefits

Comp & perks
  • Annual performance-based incentive opportunity
  • Health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off
  • Comprehensive benefits package for eligible employees
  • Reasonable accommodation under the Americans with Disabilities Act and certain state or local laws, where applicable