Vice President, Financial Risk – Capital Markets Oversight

Pathward

. Lead second line of defense oversight of the Bank’s treasury and capital markets activities .

Posted 10/22/2026full-timeRemote • United StatesLead💰 $182,000 - $273,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in capital markets risk oversight, including liquidity risk management, interest rate risk modeling, and investment portfolio assessment. Proficient in communicating complex risk concepts to senior leadership and regulatory bodies while ensuring compliance with financial regulations and internal policies.

Highest-signal resume keywords

Capital Markets Risk OversightLiquidity Risk ManagementInterest Rate Risk ModelingInvestment Portfolio ManagementExecutive-Level Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Capital PlanningRisk AssessmentScenario DesignKPI DevelopmentKRI MonitoringContingency Funding PlanningDeposit Behavior ModelingCounterparty Exposure AssessmentHedging StrategiesStress Testing

Soft Skills

Analytical SkillsCredible ChallengeInfluencing Without AuthoritySound JudgmentPresentation Skills

Tools & Technologies

Microsoft OfficeGovernance, Risk and Compliance Platform

Certifications & Qualifications

MBA DegreeCFA

Industry Keywords

BankingFinancial ServicesRegulatory ComplianceMarket StandardsRisk Management

About the role

Key responsibilities & impact

Lead second line of defense oversight of the Bank’s treasury and capital markets activities
Design, execute and continuously improve the capital markets risk oversight program
Own the annual oversight plan, coverage standards and methodologies for evaluating first line risk management
Direct independent evaluation of funds management and liquidity risk management processes, including contingency funding plan adequacy
Provide credible challenge to prepaid deposit assumptions, decay analysis, deposit behavior modeling, interest rate risk assumptions, models and scenario design
Assess investment portfolio risk, counterparty exposures, foreign currency translation risk, hedging, derivative, secondary loan market sale and off-balance sheet strategies
Oversee exposure limits, key risk indicators and control design; determine when breaches require remediation, executive escalation or Board notification
Serve as the second-line voice on business committees and working groups
Partner with Treasury while preserving second-line independence
Monitor adherence to financial regulations, market standards and internal policy
Coordinate with Internal Audit, Model Risk Management and Compliance to close coverage gaps
Serve as second-line contact for examiners and external auditors; own responses, remediation plans and closure
Assess the Bank’s capital markets risk position and communicate trends to senior leadership and risk committees
Develop, monitor and report KPIs and KRIs, including senior leadership and Board reporting
Proactively identify and mitigate gaps, roadblocks, bottlenecks and inefficiencies affecting risk initiatives
Perform other duties as assigned

Requirements

What you’ll need

Bachelor’s Degree or equivalent education and work experience; degree in finance, business, economics or mathematics preferred
MBA Degree or CFA preferred
Typically 12+ years with bachelor's or equivalent in banking, capital markets or comparable financial services
8+ years of direct experience with capital planning, liquidity risk, interest rate risk and investment portfolio management
Experience communicating risk to regulators and audit firms, leading discussions, presenting information and responding to requests
Experience presenting to executive management, risk committees and boards of directors, and defending independent risk conclusions
Prior experience with prepaid deposits preferred
Strong analytical skills and executive-level written and verbal communication
Deep subject matter expertise in banking and finance, liquidity risk and management strategies, interest rate risk modeling and assumptions, capital planning and stress testing
Working knowledge of quality control concepts and risk management
Working knowledge of policies and procedures development and oversight
Demonstrated ability to deliver credible challenge and influence without direct authority
Sound judgment on escalation to executive management and the Board
Knowledge of Microsoft Office required
Knowledge of a governance, risk and compliance platform such as Archer preferred

Benefits

Comp & perks

Annual performance-based incentive opportunity
Health insurance
401(k) retirement benefits
Life insurance
Disability benefits
Paid time off
Comprehensive benefits package
Reasonable accommodation for applicants with disabilities