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PayJoy

Merchant Operations Analyst

PayJoy

. Monitor the performance of the partner store network and proactively identify deviations to prevent closures.

Posted 10/15/2026full-timeSão Paulo • BrazilMid-LevelSeniorWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong analytical skills with proficiency in SQL and experience in operations and partner management within fintech or retail environments. Capable of turning operational data into actionable insights to drive commercial strategies and improve processes.

Highest-signal resume keywords
SQL ProficiencyData AnalysisKPI ManagementProcess ImprovementPartner Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Data ExtractionData AnalysisDashboard BuildingProcess AutomationArtificial Intelligence Tools
Soft Skills
Detail-OrientedEthical Decision-MakingStakeholder Influence
Tools & Technologies
Python
Industry Keywords
FintechMarketplacesRetailFraud PreventionOperational Efficiency

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Monitor the performance of the partner store network and proactively identify deviations to prevent closures.
  • Lead the rehabilitation of closed stores by defining action plans to bring them back into operation in accordance with PayJoy standards.
  • Ensure the quality of PayJoy smartphone sales by tracking performance indicators and best practices at points of sale.
  • Analyze operational data and generate insights to guide more effective commercial approaches.
  • Strengthen partner relationships by supporting the continuous improvement of operations.
  • Work closely with the FraudOps and Risk teams to identify and prevent fraud.
  • Collaborate with Product, Engineering, and Data teams to improve tools, rules, and automations.
  • Work with the Finance team to protect revenue and ensure the sustainability of operations.
  • Propose process improvements that make operations more efficient and scalable.
  • Present analyses and recommendations to support leadership decision-making.
  • Turn operational data into insights that guide commercial approaches and business decisions.

Requirements

What you’ll need
  • Experience in operations, quality, partner management, or Risk Ops, preferably in fintech, marketplaces, or retail.
  • Strong analytical skills, with proficiency in SQL for data extraction and analysis.
  • Experience managing by KPIs, building dashboards, and improving processes.
  • Ability to turn data into clear insights and influence internal and external stakeholders.
  • Detail-oriented and ethical, with the autonomy to make decisions.
  • Knowledge of Python for data analysis or automation is a plus.
  • Experience with Artificial Intelligence tools applied to data analysis, process automation, or insight generation is a plus.

Benefits

Comp & perks
  • Medical and dental insurance fully paid by the company for employees and eligible dependents
  • Life insurance
  • Meal voucher
  • Mobility allowance of R$400.00
  • Home office allowance of R$180.00
  • Incentive for PayJoy’s mobile phone financing product
  • Allowance for noise-canceling headphones
  • Home office equipment allowance
  • Annual wellness benefits allowance
  • Annual US$2,000 co-working travel benefit
  • Annual US$2,000 professional development benefit
  • Work-life balance
  • Embrace diversity