Staff Product Manager – Disbursements

PayNearMe

. Own the multi-year product roadmap for the full money movement lifecycle, with a primary focus on disbursements to consumers .

Posted 9/29/2026full-timeRemote • United StatesLead💰 $190,000 - $230,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in product management for payments and money movement, with a focus on disbursements and financial infrastructure. Capable of leading cross-functional initiatives, ensuring compliance, and optimizing payment processes across various rails.

Highest-signal resume keywords

Product Management ExperiencePayments ExpertiseLedgering and ReconciliationCross-Functional LeadershipAgile Development Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

PaymentsDisbursementsPayout PlatformsLedgeringReconciliationSettlementException HandlingPayment RailsData IntegrityAnalytical Skills

Soft Skills

Communication SkillsAttention to DetailSystems Thinking

Tools & Technologies

JIRAConfluence

Industry Keywords

ACHWiresRTPFedNowDigital WalletsComplianceRisk ManagementOperational EfficiencyClient ManagementFinancial Infrastructure

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Own the multi-year product roadmap for the full money movement lifecycle, with a primary focus on disbursements to consumers
Define and communicate product vision for outbound payments balancing speed, reliability, compliance, operational efficiency, and cost
Lead the evolution of the disbursements platform and expand capabilities for new use cases, partners, and payment rails
Lead strategy for selecting, routing, and optimizing payments across ACH, wires, RTP, FedNow, push-to-card, and digital wallets
Own payout configuration, timing, cutoffs, retries, reversals, and exception handling across rails
Drive the vision for end-to-end money movement for disbursement funding
Own requirements for ledgering, reconciliation, error handling, and payout transparency
Partner with accounting and finance on ledgering, settlement reporting, and audit readiness
Translate money movement flows into product requirements, user stories, and technical specifications
Own backlog prioritization and delivery with engineering leadership
Lead large-scale platform initiatives and incremental enhancements with multiple cross-functional development teams
Partner with clients and vertical teams to build scalable features
Build and manage relationships with banks, processors, and fintech infrastructure partners
Support partner selection, onboarding, and performance management
Serve as the internal subject matter expert for disbursements, payouts, and outbound money movement
Work with compliance and risk teams on controls, limits, monitoring, and regulatory-aligned payout flows
Partner with go-to-market, operations, and support teams on launches and operational readiness

Requirements

What you’ll need

15+ years of product management experience, with deep expertise in payments, money movement, disbursements, or payout platforms
Strong understanding of payment rails including ACH, wires, RTP, FedNow, card-based payouts, and digital wallets
Proven experience owning financial infrastructure, including ledgering, reconciliation, settlement, and exception handling
Experience working directly with accounting, finance, and compliance teams
Demonstrated ability to lead complex, cross-functional initiatives at scale
Strong analytical and systems-thinking mindset, with attention to detail and data integrity
Excellent communication skills and a track record of producing high-quality product documentation
Experience operating in agile development environments (JIRA, Confluence, etc.)

Benefits

Comp & perks

Competitive salary and benefits with growth-company options grant
Fast-paced and professional work culture
Stock options with standard startup vesting - 1 year cliff; 4 years total
$50 monthly communication expense stipend to go towards your phone/internet bill
$250 stipend to enhance your WFH setup
Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
Premium medical benefits including vision and dental (100% coverage for employees)
Company-sponsored life and disability insurance
Paid parental bonding leave
Paid sick leave, jury duty, bereavement
401k plan
Flexible Time Off (our team members typically take off ~3-4 weeks per year)
Volunteer Time Off
13 scheduled holidays