Director – Core Banking Technology Platforms

PayPal

. Lead the strategy, architecture, implementation, and operation of platforms supporting deposits, lending, payment gateway services, and Federal Reserve master-account connectivity .

Posted 10/9/2026full-timeUnited StatesLead💰 $198,000 - $294,250 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in leading engineering strategy and architecture for banking platforms, with a strong focus on API development, event-driven systems, and compliance with financial regulations. Proven ability to manage cross-functional teams and deliver secure, scalable solutions in highly regulated environments.

Highest-signal resume keywords

Banking Platform LeadershipAPI DevelopmentEvent-Driven ArchitectureRegulatory ComplianceVendor Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Software EngineeringCore Banking PlatformsPayment GatewaysLedger DesignDouble-Entry AccountingData LineageTransaction ProcessingFinancial ControlsCloud-Native Banking SolutionsFederal Reserve Connectivity

Soft Skills

CommunicationLeadershipCollaborationProblem-SolvingStrategic Thinking

Industry Keywords

DepositsLendingPaymentsComplianceFinancial Crime ControlsCybersecurityInterest ProcessingACHWire TransfersDigital Banking

Tech Stack

Tools & technologies

CloudCyber SecurityDistributed Systems

About the role

Key responsibilities & impact

Lead the strategy, architecture, implementation, and operation of platforms supporting deposits, lending, payment gateway services, and Federal Reserve master-account connectivity
Unify banking capabilities through composable APIs and event-driven architecture
Integrate platforms with identity, fraud, credit, payments, finance, treasury, compliance, data, servicing, and customer-experience systems
Direct delivery of business and technical outcomes across multiple projects and operational activities
Define engineering health objectives, best practices, and operational targets
Drive product and technical strategy with cross-functional enterprise leaders
Deliver programs and establish annual organizational goals
Develop engineering strategy and translate it into operational and tactical plans
Set the tri-annual roadmap and operational strategy within a defined budget
Evaluate complex and ambiguous business challenges and direct innovative solutions
Collaborate with direct teams, organizational managers, stakeholders, external partners, and business stakeholders
Recruit and lead senior engineers, architects, engineering managers, and platform teams
Manage critical technology vendors and ensure delivery, reliability, and contractual service levels

Requirements

What you’ll need

10+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience
2 years of experience leading others
12+ years of software engineering or technology-platform experience, including significant leadership responsibility
7+ years leading engineering teams responsible for banking, payments, or other highly regulated platforms
Experience implementing, modernizing, or operating core banking platforms spanning deposits, lending, or payments
Deep understanding of deposit accounts, loan systems, transaction posting, interest processing, payment clearing and settlement, reconciliation, and general-ledger integration
Experience implementing payment gateways or direct bank connectivity to ACH, wire, or instant-payment networks
Experience building enterprise API platforms and event-driven distributed systems
Strong understanding of ledger design, double-entry accounting, financial controls, and data lineage
Experience integrating banking platforms with identity, fraud, credit decisioning, payments, finance, treasury, compliance, data, and servicing systems
Proven ability to deliver highly available, secure, auditable platforms at significant transaction scale
Experience managing critical technology vendors and contractual service levels
Strong record of recruiting and leading senior engineers, architects, engineering managers, and platform teams
Ability to communicate complex technical and operational issues clearly to executives, business partners, auditors, and regulators
Preferred: experience launching a de novo bank, digital bank, or new banking platform
Preferred: experience with modern, cloud-native, product-configurable banking cores
Preferred: knowledge of FBO, custodial, and omnibus deposit structures
Preferred: familiarity with FDIC-insured deposit operations and deposit insurance considerations
Preferred: experience supporting interest-bearing consumer accounts and configurable interest-rate products
Preferred: familiarity with banking regulations, cybersecurity, model governance, and financial-crime controls
Preferred: experience integrating separate deposit and lending cores through shared API, event, and accounting architecture
Preferred: experience implementing Federal Reserve master-account connectivity or Federal Reserve payment services
Preferred: experience operating banking platforms across public-cloud and hybrid-cloud environments
Preferred: Bachelor’s or advanced degree in computer science, engineering, or a related discipline, or equivalent professional experience

Benefits

Comp & perks

Annual performance bonus
Equity or other incentive compensation, as applicable
Balanced hybrid work model: 3 days in the office and 2 days at the PayPal office or home workspace
Generous paid time off
Healthcare coverage for you and your family
Resources supporting financial security
Mental health support
Reasonable accommodations for qualified individuals with disabilities