FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive expertise in consumer credit law, including TILA/Reg. Z and ECOA/Reg. B, while providing strategic legal advice to influence business decisions. Capable of managing regulatory compliance and integrating credit products into digital platforms effectively.
Highest-signal resume keywords
Consumer Credit ExpertiseRegulatory Compliance Risk AssessmentCredit Underwriting StrategyLeadership and MentorshipDigital Checkout Integration
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Consumer Credit LawTILA/Reg. ZECOA/Reg. BFCRA/Reg. VEFTA/Reg. EUDAAPCredit Decisioning ModelsFraud StrategyFair Lending SupportModel and Policy Review
Soft Skills
Strong Business JudgmentExcellent Communication SkillsCollaborativeProactiveHigh Standards of Integrity
Certifications & Qualifications
Juris Doctorate Degree
Industry Keywords
FintechConsumer Financial ServicesBank Partnership ModelsBNPLDigital Payments
About the role
Key responsibilities & impact- Provide strategic legal advice and support to senior management, influencing business strategy and decision-making
- Anticipate regulatory and legal risks and design strategies to manage them
- Perform legal and regulatory compliance risk assessments and propose creative solutions
- Manage escalations and collaborate across teams to enable business partners to achieve goals
- Advise PayPal and Venmo consumer credit products, including BNPL, consumer credit cards, and new credit products, from concept through launch and ongoing operation
- Support credit underwriting and fraud strategy, including credit decisioning models, adverse action disclosures, data use, alternative data, and fraud controls
- Provide fair lending support involving ECOA/Reg. B, UDAAP, product design, underwriting, marketing, servicing, model reviews, and testing
- Support integration of BNPL and credit products into PayPal- and Venmo-branded checkout and payments experiences
- Advise on product design, disclosures, marketing, rewards, servicing, billing, disputes, and collections under federal and state consumer credit laws
- Support relationships with bank issuing, program, merchant, and platform partners
- Provide leadership and mentorship, develop practical guidance, templates, and training, and identify AI-enabled legal workflow opportunities
- Stay ahead of legal trends and influence industry standards
Requirements
What you’ll need- 10+ years relevant experience and a Juris doctorate degree OR any equivalent combination of education and experience
- 10+ years of experience as in-house counsel at a fintech, bank, card issuer, or lender, or at a law firm with a consumer financial services regulatory practice, advising on consumer credit products from design through launch
- Deep, demonstrated expertise in consumer credit cards, BNPL or other closed-end installment credit
- Expertise in TILA/Reg. Z, ECOA/Reg. B, FCRA/Reg. V, EFTA/Reg. E, UDAAP, and state law equivalents
- Substantial experience advising on credit underwriting, fraud strategy, fair lending, disparate impact, and model and policy review
- Experience integrating credit products into digital checkout and payments experiences
- Familiarity with state consumer lending and licensing regimes and the state BNPL legislative and regulatory landscape
- Experience with bank partnership or program-manager models, card network rules, and commercial partnership and co-brand agreements
- Strong business judgment and ability to translate complex legal issues into clear, practical advice
- Ability to lead through influence, mentor others, and manage multiple high-priority projects in a fast-paced, matrixed environment
- Excellent written and verbal communication skills; collaborative, proactive, curious, and high standards of integrity and discretion
Benefits
Comp & perks- Annual performance bonus, equity, or other incentive compensation, as applicable
- Balanced hybrid work model: 3 days in the office and 2 days at the PayPal office or home workspace
- Generous paid time off
- Healthcare coverage for you and your family
- Resources to support financial security
- Mental health support
- Reasonable accommodations for qualified individuals with disabilities