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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in product management within fintech, focusing on credit card and lending product development, while effectively collaborating with cross-functional teams to drive product strategy and execution.
Highest-signal resume keywords
Product Management ExperienceConsumer Lending ExpertiseSQL ProficiencyRegulatory Compliance KnowledgeStrong Executive Communication
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product StrategyCredit Economics UnderstandingMarket ResearchUsability StudiesData AnalysisMVP DefinitionBudget MonitoringA/B TestingCustomer DiscoveryPortfolio Management
Soft Skills
Cross-Functional CollaborationAlignment DrivingCustomer-Centric Decision Making
Tools & Technologies
BI ToolsAnalytics Platforms
Industry Keywords
FintechPaymentsConsumer Financial ServicesCredit CardsInstallment LendingBuy-Now-Pay-LaterUnderwritingCredit PolicyLoss ForecastingRegulated Consumer Product
Tech Stack
Tools & technologiesSQL
About the role
Key responsibilities & impact- Own the Venmo Credit Card roadmap across acquisition, activation, engagement, rewards, servicing, and account management
- Lead development of Venmo’s first lending offerings and 0-to-1 lending initiatives
- Identify and validate new ways Venmo can help customers access and manage credit
- Provide inputs to product strategy with cross-functional stakeholders
- Implement architectural roadmaps balancing innovation, technical execution, regulatory requirements, time-to-market, customer needs, and profitability
- Incorporate customer experience and customer needs into product requirements and decision-making
- Monitor product success metrics, usability studies, research, and market analysis
- Manage analytics, customer discovery, market research, and competitive analysis workstreams
- Monitor product profitability measures, including budget
- Participate in Product Reviews, Operating Reviews, and Business Reviews
- Partner with Engineering, Finance, Risk, Compliance, Growth, Marketing, content developers, data scientists, product designers, user experience researchers, Customer Support, Operations, and external partners
- Establish business goals across new accounts, spend, balances, revenue, credit performance, and unit economics
- Define MVPs, success metrics, experiments, and phased launch plans
- Build business cases for new lending products
- Partner on regulatory requirements and credit and fraud risk considerations
- Manage product planning and execution with issuing-bank, lending, funding, and technology partners
- Contribute to the broader Venmo Cards strategy
Requirements
What you’ll need- 5+ years relevant experience
- Bachelor’s degree OR any equivalent combination of education and experience
- Product management experience in fintech, payments, consumer financial services, or another regulated consumer product
- Direct experience with credit cards, consumer lending, installment lending, or buy-now-pay-later products
- Experience taking a new product or business line from concept through launch
- Understanding of consumer credit economics, including interchange, interest income, credit losses, customer acquisition cost, and lifetime value
- Familiarity with underwriting, credit policy, loss forecasting, and portfolio management
- Experience partnering with a bank, issuer, lender, or other regulated third party
- Experience using SQL, BI tools, experimentation, or A/B testing to inform product decisions
- Strong executive communication and ability to drive alignment across complex cross-functional teams
Benefits
Comp & perks- Annual performance bonus
- Equity or other incentive compensation, as applicable
- Balanced hybrid work model: 3 days in the office and 2 days at the PayPal office or home workspace
- Generous paid time off
- Healthcare coverage for you and your family
- Resources supporting financial security
- Mental health support
- Reasonable accommodations for qualified individuals with disabilities