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PayPal

Senior Account Representative, SMB

PayPal

. Own end-to-end commercial relationships for a portfolio of approximately 80 higher-value SMB merchants .

Posted 9/15/2026full-timeRemote • GermanySeniorWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing high-value SMB merchant relationships, utilizing AI-powered tools for growth and risk assessment, and developing strategic account plans. Proven ability to collaborate across teams to enhance process efficiency and resolve complex merchant issues.

Highest-signal resume keywords
Account ManagementCommercial Strategy DevelopmentAI-Powered Tools UtilizationRelationship ExpansionAnalytical Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Account PlanningForecastingCross-SellingUpsellingPipeline ManagementRisk AssessmentData AnalysisCommercial OutcomesTransaction Margin GrowthPortfolio Health Reporting
Soft Skills
CollaborationProblem SolvingJudgmentMentoringCommunication
Certifications & Qualifications
Bachelor’s Degree
Industry Keywords
SMB MerchantsCustomer RelationshipsCommercial DataGrowth SignalsChurn Risk

About the role

Key responsibilities & impact
  • Own end-to-end commercial relationships for a portfolio of approximately 80 higher-value SMB merchants
  • Develop tailored account plans and commercial strategies
  • Identify opportunities to deepen relationships and expand product adoption
  • Use AI-powered tools to identify growth, cross-sell, and risk signals
  • Protect and grow transaction margin
  • Maintain accurate pipeline, forecast, and portfolio health reporting
  • Support less experienced Account Management colleagues by sharing effective practices
  • Coordinate internal teams to resolve merchant needs
  • Work through ambiguous issues without established playbooks
  • Collaborate internally to improve process quality and efficiency
  • Determine appropriate actions and evaluate alternative solutions

Requirements

What you’ll need
  • 5+ years of relevant experience and a Bachelor’s degree, or an equivalent combination of education and experience
  • Track record of owning high-value or strategic customer relationships and commercial outcomes
  • Quantifiable experience retaining and growing a complex book of business through cross-sell, upsell or wallet-share growth
  • Comfortable using AI and commercial data to prioritize opportunities and identify churn or decline risks
  • Ability to solve ambiguous merchant issues beyond standard playbooks
  • Strong internal collaboration and ability to mobilize partners across the business
  • Ability to maintain clear account plans and forecasts and close out actions
  • Analytical skills and sound judgment
  • Experience acquiring, managing, and expanding relationships with small and medium-sized merchants

Benefits

Comp & perks
  • Generous paid time off
  • Healthcare coverage for you and your family
  • Resources to create financial security
  • Support for your mental health
  • Flexible, balanced work culture
  • Virtual position
  • Choice-based wellbeing programs supporting physical, emotional, and financial wellbeing