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PayPal

Senior Account Representative, SMB

PayPal

. Own end-to-end commercial relationships for approximately 80 higher-value SMB merchants across West and Central Germany .

Posted 9/15/2026full-timeRemote • GermanySeniorWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing high-value SMB merchant relationships, utilizing AI-powered tools for growth and risk assessment, and developing strategic account plans. Proven ability to collaborate internally and solve complex merchant issues while maintaining accurate forecasts and pipeline health.

Highest-signal resume keywords
Account ManagementCommercial Strategy DevelopmentAI Utilization for GrowthCross-Sell and Upsell ExperienceInternal Collaboration

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Account PlanningForecastingAnalytical SkillsCommercial Data AnalysisRelationship Management
Soft Skills
Problem SolvingCollaborationCommunication
Tools & Technologies
AI-Powered Tools
Industry Keywords
SMB MerchantsTransaction MarginPortfolio HealthChurn Risk IdentificationComplex Book of Business

About the role

Key responsibilities & impact
  • Own end-to-end commercial relationships for approximately 80 higher-value SMB merchants across West and Central Germany
  • Identify opportunities to deepen relationships and expand product adoption
  • Solve merchant needs to protect and grow transaction margin
  • Develop tailored account plans and commercial strategies
  • Use AI-powered tools to identify growth, cross-sell and risk signals
  • Maintain accurate pipeline, forecast and portfolio health reporting
  • Support less experienced account manager colleagues by sharing effective practices
  • Coordinate internal teams to resolve merchant needs and ambiguous issues
  • Collaborate internally to influence process quality and efficiency
  • Determine appropriate actions and evaluate alternative solutions

Requirements

What you’ll need
  • 5+ years of relevant experience and a Bachelor’s degree, or an equivalent combination of education and experience
  • Track record of owning high-value or strategic customer relationships and associated commercial outcomes
  • Quantifiable experience retaining and growing a complex book of business through cross-sell, upsell or wallet-share growth
  • Comfortable using AI and commercial data to prioritize opportunities and identify churn or decline risks
  • Ability to solve ambiguous merchant issues beyond standard playbooks
  • Strong internal collaboration skills
  • Ability to maintain clear account plans and forecasts and reliably close out actions
  • Experience acquiring, managing and expanding small and medium-sized merchant relationships
  • Analytical skills and judgment to recommend appropriate solutions

Benefits

Comp & perks
  • Generous paid time off
  • Healthcare coverage for you and your family
  • Resources to create financial security
  • Mental health support resources
  • Flexible, balanced work culture
  • Choice-based wellbeing programs supporting physical, emotional, and financial wellbeing
  • Virtual work position
  • Equal employment opportunity and reasonable accommodations for qualified individuals with disabilities