Senior Accountant, NZ Experience

Pear Tree.

. Evaluate complex residential lending scenarios across PAYG, self-employed, company, trust, and SMSF applications .

Posted 11/11/2026full-timeRemote • PhilippinesSenior💰 ₱80,000 - ₱110,000 per monthWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in evaluating complex residential lending scenarios and managing compliance work, particularly within New Zealand and Australian regulations. Proficient in analyzing financial documentation and preparing credit recommendations while maintaining strong client relationships.

Highest-signal resume keywords

Residential Lending EvaluationCompliance Work ManagementFinancial Statement AnalysisXero ProficiencyClient-Service Mindset

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Accounting ExperienceComplex ReconciliationAnnual Compliance WorkflowsTax Return ReviewBorrowing Capacity Analysis

Soft Skills

Relationship BuildingAccountabilityWorkload ManagementAttention to Detail

Tools & Technologies

XeroXero Practice ManagerMicrosoft WordMicrosoft ExcelCCHFYI Software

Certifications & Qualifications

Bachelor’s Degree in AccountingProfessional Accounting Qualification

Industry Keywords

PAYGSelf-EmployedTrustSMSFBusiness Activity Statements

About the role

Key responsibilities & impact

Evaluate complex residential lending scenarios across PAYG, self-employed, company, trust, and SMSF applications
Review and verify tax returns, financial statements, Business Activity Statements (BAS), payslips, and supporting documentation
Analyze borrowing capacity, outstanding liabilities, living expenses, and credit histories
Identify policy issues, lender risks, and potential submission challenges
Research lender policies and liaise with Business Development Managers to recommend suitable lenders
Prepare credit recommendations and scenario summaries for brokers
Assist with loan structural design and overall submission strategy
Conduct pre-submission quality assurance checks
Collaborate with the processing team to ensure files are complete, accurate, and submission-ready
Manage New Zealand compliance work, annual financial statements, and periodic tax returns for a diverse client portfolio

Requirements

What you’ll need

Minimum of 4-6 years of accounting experience, ideally gained within a public practice environment focused on New Zealand or Australian compliance
Strong working knowledge of annual compliance workflows
Confidence performing complex reconciliations
Proven proficiency in Xero, Xero Practice Manager, Microsoft Word, and Excel
Undergraduate/Bachelor’s degree in Accounting or actively working toward a professional accounting qualification
Previous experience with CCH and FYI software platforms preferred
Strong client-service mindset preferred
Ability to build and maintain professional, positive relationships preferred
High level of accountability and ability to manage workload effectively to meet strict deadlines preferred

Benefits

Comp & perks

100% Remote work under Independent Contractor Agreement
Full-time schedule following NZ business hours
High-quality coaching
Opportunity to take ownership of complex workflows
Holidays: TBD