Penn Community Bank

Manager

• Prepare and review detailed credit approval memorandums for complex lending relationships
• Formulate approval recommendations, structural enhancements, and risk mitigation strategies
• Lead and develop an assigned team of Credit Analysts supporting underwriting and loan decisioning
• Manage coaching, onboarding, and development of junior staff
• Review and optimize staff underwriting and financial analysis quality and consistency
• Ensure adherence to internal credit policy, regulatory guidance, and sound banking practices
• Administer departmental workflows and pipeline activities for loan originations, renewals, modifications, reviews, and related actions
• Collaborate with commercial lenders, credit administration staff, and loan operations teams
• Recommend credit actions and solutions, including approvals, modifications, structural changes, and risk-rating adjustments
• Exercise independent credit approval authority within established lending policy guidelines
• Engage with commercial lenders, loan administrators, bank team members, borrowers, and accountants when requested
• Complete annual compliance and job-related training
• Comply with banking regulations, Bank policies, procedures, privacy, and ethics standards

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Credit Manager