ALM Associate Director – Balance Sheet Analytics

PNC

. Conduct empirical research using customer, transactional, and economic datasets .

Posted 9/18/2026full-timeNew York City • New York • United StatesSenior💰 $91,000 - $202,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in empirical research, statistical modeling, and predictive analytics, with strong programming skills in Python and SQL. Capable of translating complex analytical findings into actionable business strategies while managing risks in accordance with established frameworks.

Highest-signal resume keywords

Empirical ResearchStatistical ModelingPredictive AnalyticsPython ProgrammingSQL Programming

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

EconometricsQuantitative ResearchBehavioral ModelingBalance-Sheet ManagementTime-Series AnalysisMachine Learning TechniquesCausal InferencePanel-Data EconometricsData AnalysisForecasting Models

Soft Skills

Communication SkillsAnalytical ThinkingProblem Solving

Tools & Technologies

Financial Analysis ToolsRisk Analytics SoftwareData Visualization Tools

Industry Keywords

Financial ServicesConsumer BankingDeposit ProductsStress TestingEnterprise Risk Management

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Conduct empirical research using customer, transactional, and economic datasets
Develop forecasting, predictive, behavioral, and balance-sheet models
Apply quantitative methods to deposit products and balance sheet management
Evaluate customer and product dynamics
Translate analytical findings into actionable business recommendations
Utilize financial analysis, research, and reporting to facilitate business strategy, process improvements, and remediation activities
Participate in stress testing efforts
Research and collect information for PNC's balance sheet
Analyze, review, and present risk analytics and stress-testing materials, documentation, and templates to senior team members
Partner with lines of business to understand specific line items of PNC's balance sheet and income statement
Reconcile and perform quality reviews of data
Work with model risk management, internal and external audit, and regulators
Manage risks in accordance with PNC's Enterprise Risk Management Framework

Requirements

What you’ll need

Master's degree in Economics, Finance, Econometrics, Statistics, Mathematics, Operations Research, Data Science, or a related quantitative field
5+ years of experience in empirical research, econometrics, statistical modeling, predictive analytics, or quantitative research
Strong programming skills in Python and SQL
Experience working with large structured datasets
Ability to independently formulate research questions, design analytical approaches, execute empirical studies, and communicate findings to technical and non-technical audiences
No employment visa sponsorship or STEM OPT participation
A comparable combination of education, job-specific certifications, and experience may be considered in lieu of a degree
PhD preferred in a related quantitative field
Experience analyzing deposit, consumer banking, payments, lending, credit card, or other customer-level financial datasets preferred
Experience with customer behavior modeling, balance forecasting, causal inference, panel-data econometrics, time-series analysis, or machine learning techniques preferred
Research experience at a Federal Reserve Bank, U.S. Treasury, academic research institution, quantitative consulting firm, fintech, or financial services research team preferred

Benefits

Comp & perks

Medical/prescription drug coverage with a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plan
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
Robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
15 to 25 vacation days each year, depending on career level and years of service
Reasonable accommodations for applicants and qualified individuals with disabilities