Compliance Program Advisor

PNC

. Provide subject matter expertise and independent compliance oversight of broker-dealer and insurance-related activities, especially annuity products .

Posted 11/2/2026full-timeUnited StatesMid-LevelSenior💰 $76,000 - $156,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in broker-dealer and insurance compliance, particularly with annuity products, while effectively interpreting and applying FINRA and SEC regulations. Capable of evaluating compliance risks, providing actionable guidance, and leading compliance monitoring programs.

Highest-signal resume keywords

Broker-Dealer ComplianceInsurance ComplianceFINRA Rules KnowledgeRegulatory Risk EvaluationAnnuity Product Expertise

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Compliance OversightRegulatory InterpretationRisk AssessmentProduct EvaluationData AnalysisCompliance Manual DraftingSupervisory Controls EvaluationCompliance Program DevelopmentAnnuity Product KnowledgeRegulation Best Interest Understanding

Soft Skills

Effective CommunicationCoaching and MentoringIndependent JudgmentRelationship BuildingProblem Solving

Industry Keywords

Annuity ProductsSuitability StandardsSales PracticesCompliance ProgramsRegulatory ExaminationsBusiness Risk AssessmentsInvestor ProtectionMaterial Compliance ConcernsCompliance ReportsGovernance Channels

About the role

Key responsibilities & impact

Provide subject matter expertise and independent compliance oversight of broker-dealer and insurance-related activities, especially annuity products
Interpret and apply FINRA, SEC, and state insurance regulatory requirements
Evaluate compliance policies, procedures, supervisory controls, and regulatory risks
Provide guidance on annuity exchanges, replacements, surrender considerations, compensation structures, and conflicts of interest
Support regulatory examinations, inquiries, remediation efforts, and resolution of compliance matters
Advise on new insurance and annuity products, product enhancements, and distribution strategy changes
Evaluate product features, complexity, target markets, compensation arrangements, liquidity restrictions, and investor protection considerations
Challenge business proposals, product initiatives, and distribution strategies regarding regulatory, compliance, and reputational risks
Participate in product governance committees, business risk assessments, and strategic discussions
Assess product training, disclosures, supervisory controls, and ongoing monitoring
Establish relationships with business leadership, product management, supervision, legal, risk management, and other stakeholders
Translate complex regulatory requirements into actionable business guidance
Anticipate regulatory and industry developments and advise leadership on business impacts
Exercise independent judgment and escalate material compliance concerns
Communicate effective compliance programs to identify and prevent illegal, unethical, or improper business practices
Coach and mentor junior staff
Analyze data to identify compliance risks and provide mitigation resolutions
Identify compliance impacts on marketing materials, sales programs, product development, documentation review, and other initiatives
Assess existing and emerging risks, evaluate materiality, and recommend mitigation
Draft or assess Compliance Manuals, Front Office materials, policies, and procedures
Lead compliance monitoring programs and review activity against risk control limits
Define and communicate compliance program objectives
Review compliance reports, identify issues and themes, escalate through governance channels, recommend corrective action plans, and update reports

Requirements

What you’ll need

Experience with broker-dealer and insurance compliance, including annuity products, suitability, sales practices, and supervisory requirements
Strong working knowledge of FINRA rules, SEC regulations, Regulation Best Interest, and applicable state insurance regulatory requirements
Practical understanding of variable annuities, fixed annuities, fixed indexed annuities, and registered index-linked annuities, including product features, risks, and distribution considerations
Experience evaluating new products, business initiatives, regulatory risks, or supervisory controls
5+ years of industry-relevant experience
University/college degree, typically a bachelor's degree
In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered
No required certifications
No required licenses
No required or preferred language assessments
Must be eligible to work without employment visa sponsorship; PNC will not provide sponsorship
Individuals with certain criminal history may be prohibited from hiring under Section 19 of the FDIA and, for registered roles, the SAFE Act and/or FINRA requirements

Benefits

Comp & perks

Medical/prescription drug coverage with a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plans
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
Robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
Between 15 to 25 vacation days each year, depending on career level