Product Owner III

PNC

. Drive product strategy and execution for the transformation of offer platforms and related capabilities .

Posted 10/15/2026full-timeUnited StatesMid-LevelSenior💰 $91,000 - $202,800 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in driving product strategy and execution, particularly in the transformation of offer platforms and the application of Generative AI and intelligent automation. Capable of translating innovative concepts into actionable business use cases and managing customer-focused solutions within a regulated environment.

Highest-signal resume keywords

Product Strategy DevelopmentGenerative AI FamiliarityPlatform Modernization ExperienceEnterprise Risk ManagementCustomer Experience Improvement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product ManagementAI ApplicationAutomation ImplementationData IntegrationAPIs UnderstandingMVP DevelopmentProcess SimplificationDecisioning FrameworksSaaS PlatformsUser Experience Design

Soft Skills

AccountabilityPrioritizationCollaborationInnovation MindsetCommunication

Tools & Technologies

AI AgentsLLMsOrchestration ToolsData Visualization ToolsScrum Methodology

Certifications & Qualifications

CSPOSAFe POPM

Industry Keywords

Financial ServicesBankingMarTechOffer ManagementCustomer Decisioning

About the role

Key responsibilities & impact

Drive product strategy and execution for the transformation of offer platforms and related capabilities
Identify and prioritize innovation opportunities beyond the core Offer Modernization roadmap
Explore Agentic AI, Generative AI, intelligent automation, advanced decisioning, and emerging technologies
Translate promising concepts into use cases, prototypes, MVPs, and production capabilities
Challenge existing processes and identify opportunities to simplify, automate, standardize, or reimagine work
Partner with architecture, engineering, data, AI, business, and control teams to assess feasibility, value, risk, and scalability
Establish reusable capabilities and product patterns across offer types, products, channels, and customer journeys
Modernize legacy platforms, processes, and workflows into simpler, scalable, and reusable capabilities
Reduce complexity and manual effort to accelerate speed-to-market
Identify practical opportunities for AI agents and intelligent automation to augment teams and orchestrate workflows
Improve customer and employee experiences through more relevant and consistent offer capabilities
Balance innovation with appropriate governance across Product, Technology, Data, Operations, Risk, and other stakeholders
Establish measurable outcomes connecting transformation and innovation investments to customer, business, and operational impact
Manage customer-focused solutions and enterprise risk in alignment with PNC's Enterprise Risk Management Framework

Requirements

What you’ll need

University / college degree, typically a Bachelor's degree
5+ years of industry-relevant experience
In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered
Experience in financial services, banking, MarTech, offer management, rewards, pricing, personalization, or customer decisioning
Experience leading or contributing to large-scale platform modernization or transformation initiatives
Familiarity with Generative AI and Agentic AI concepts, including AI agents, LLMs, orchestration, grounding/RAG, tool integration, and human-in-the-loop approaches
Experience applying AI, automation, or emerging technologies to simplify processes, improve customer experiences, or increase operational efficiency
Ability to translate innovative concepts into business use cases, MVPs, product capabilities, and actionable roadmaps
Experience working with enterprise technology, architecture, data, AI/ML, and engineering teams from concept through implementation
Understanding of APIs, enterprise data integrations, SaaS platforms, and modern technology architectures
Familiarity with Responsible AI, data privacy, governance, risk, and control considerations in a highly regulated environment
Preferred skills include accountability, customer solutions, data visualization, prioritization, Scrum, and User Experience (UX) Design
Product Owner or Product Management certification such as CSPO or SAFe POPM is a plus, not required
No required certifications
No required licenses
No required or preferred language assessments
Must not require employment visa sponsorship; PNC will not provide sponsorship or participate in STEM OPT

Benefits

Comp & perks

Medical/prescription drug coverage with a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plan
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
Robust wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
15 to 25 vacation days each year, depending on career level and years of service
Incentive eligible based upon company, business and/or individual performance
Reasonable accommodations for applicants and qualified individuals with disabilities