Product Owner III – Payments

PNC

. Own the product vision and definition .

Posted 10/16/2026full-timeUnited StatesMid-LevelSenior💰 $91,000 - $185,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product vision ownership, backlog management, and agile methodologies, with a strong focus on customer needs and business objectives. Capable of collaborating cross-functionally and making informed product decisions to enhance customer experiences.

Highest-signal resume keywords

Product Backlog ManagementAgile MethodologiesCross-Functional CollaborationRisk ManagementUser Story Development

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product Vision DefinitionBacklog RefinementData AnalyticsUser Story WritingAcceptance Criteria Development

Soft Skills

Strong Communication SkillsAnalytical ThinkingProblem-Solving SkillsInterpersonal RelationshipsOrganizational Leadership

Tools & Technologies

ScrumAgile CeremoniesData Visualization

Industry Keywords

Business AcumenDesign ThinkingCustomer SolutionsIT StandardsEnterprise Risk Management

About the role

Key responsibilities & impact

Own the product vision and definition
Serve as the voice of the customer
Ensure Scrum Team efforts focus on priorities based on business value
Define and communicate the product vision to address client requirements and business objectives
Create, maintain, and ensure the integrity of the product backlog
Prioritize and lead grooming of the product backlog
Work with Scrum Masters and development teams to focus on the right items during development
Serve as the primary point of contact for team questions
Make empowered day-to-day product decisions
Manage product delivery using emerging technologies and new capabilities to enhance customer payment experiences
Collaborate with Product, Technology, Operations, and business partners
Support risk, compliance, audit, and application-owner responsibilities as needed
Assess and manage risks in accordance with PNC's Enterprise Risk Management Framework

Requirements

What you’ll need

University / college degree typically required
5+ years of industry-relevant experience typically required
In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered
Strong verbal and written communication and presentation skills
Strong analytical thinking and problem-solving skills
Ability to utilize data, analytics, and subject-matter expertise to identify gaps and risks
Experience owning and prioritizing a product backlog
Ability to write clear user stories and acceptance criteria
Experience with backlog refinement and agile ceremonies
Ability to partner with Scrum Masters and delivery teams
Ability to make day-to-day product decisions
Ability to collaborate cross-functionally with Product, Technology, Operations, and business partners
Ability to support risk, compliance, audit, and application-owner responsibilities
Knowledge of Agile Development, Business Acumen, Design Thinking, Effective Communications, Innovation, Interpersonal Relationships, IT Standards, Procedures & Policies, Managing Multiple Priorities, Organizational Leadership, Planning and Organizing, and Solutions Development
Preferred skills: Accountability, Customer Solutions, Data Visualization, Prioritization, Scrum, and User Experience (UX) Design
No required certifications
No required licenses
No required or preferred language assessments
Must not require employment visa sponsorship; PNC will not participate in STEM OPT

Benefits

Comp & perks

Medical/prescription drug coverage with a Health Savings Account feature
Dental and vision options
Employee and spouse/child life insurance
Short- and long-term disability protection
401(k) with PNC match
Pension plan
Stock purchase plan
Dependent care reimbursement account
Back-up child/elder care
Adoption, surrogacy, and doula reimbursement
Educational assistance, including select programs fully paid
Wellness program with financial incentives
Maternity and/or parental leave
Up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
15 to 25 vacation days each year, depending on career level and years of service
Reasonable accommodations for applicants and qualified individuals with disabilities