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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in client relationship management, financial analysis, and credit risk assessment while effectively driving sales growth and client engagement in business banking. Proficient in identifying and mitigating various risks while leveraging strong communication and decision-making skills.
Highest-signal resume keywords
Client Relationship ManagementFinancial AnalysisCredit FundamentalsSales GrowthRisk Management
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisCredit FundamentalsCredit ProcessesCredit ProductsSales TechniquesRisk AssessmentBusiness Banking KnowledgeCash Flow SolutionsDecision-MakingCritical Thinking
Soft Skills
Effective CommunicationRelationship-BuildingCustomer EngagementProblem-SolvingTech Savvy
Tools & Technologies
Sales ToolsReporting Tools
Industry Keywords
Business BankingClient Financial NeedsRegulatory RisksReputational RisksOperational Risks
About the role
Key responsibilities & impact- Manage relationships with new and existing clients in a business banking book of business
- Grow sales, revenue, and market share while meeting relevant sales goals
- Acquire, expand, and retain client relationships to generate revenue and deepen share of wallet
- Originate, analyze, negotiate, and document credit and non-credit products and services
- Manage risk/return and quality for new and existing clients
- Identify and mitigate regulatory, reputational, operational, and credit risks
- Provide ideas and insights based on clients’ needs and financial well-being
- Increase client engagement and loyalty
- Build internal and external networks, including community and industry relationships
- Acquire new clients and expand existing relationships
- Present PNC’s full range of products and services
- Use reporting and sales tools to identify and convert sales opportunities
- Analyze, evaluate, and mitigate credit risk using credit fundamentals and internal credit policies
- Work with internal service partners to onboard and expand the business portfolio
- Develop and cultivate Center of Influence relationships to meet sales goals and business objectives
Requirements
What you’ll need- University/college degree typically required for roles at this level
- 3+ years of relevant/direct industry experience
- In lieu of a degree, comparable combination of education, job-specific certification(s), and experience, including military service, may be considered
- Knowledge of business banking and cash flow solutions
- Business acumen and understanding of client financial needs
- Client relationship management and relationship-building skills
- Credit fundamentals, credit processes, credit products, and internal credit policies
- Financial analysis skills
- Prospecting and selling skills
- Customer engagement and experience management
- Decision-making and critical-thinking skills
- Effective communication skills
- Tech savvy
- Ability to assess and manage regulatory, reputational, operational, and credit risks
- Must not require employment visa sponsorship; PNC will not participate in STEM OPT for this position
- No required certifications or licenses
- No required or preferred language assessments
Benefits
Comp & perks- Medical/prescription drug coverage with a Health Savings Account feature
- Dental and vision options
- Employee and spouse/child life insurance
- Short- and long-term disability protection
- 401(k) with PNC match
- Pension plan
- Stock purchase plan
- Dependent care reimbursement account
- Back-up child/elder care
- Adoption, surrogacy, and doula reimbursement
- Educational assistance, including select programs fully paid
- Robust wellness program with financial incentives
- Maternity and/or parental leave
- Up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- 15 to 25 vacation days each year, depending on career level
- Additional benefits based on years of service
