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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates extensive expertise in fraud risk management, including the ability to assess and enhance fraud prevention and detection controls, while effectively communicating complex risks to senior leadership. Proficient in developing fraud risk frameworks and collaborating with cross-functional teams to manage fraud risks within regulatory expectations.
Highest-signal resume keywords
Fraud Risk ManagementFraud AnalyticsEnterprise Risk ManagementRegulatory ComplianceRisk Assessment
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Fraud PreventionFraud DetectionFraud InvestigationsRisk Mitigation StrategiesRisk Indicators MonitoringFraud Risk FrameworksThreat IntelligenceRisk AnalyticsOperational Risk ManagementFraud Strategy
Soft Skills
Analytical SkillsCommunication SkillsPresentation SkillsInfluencing SkillsExecutive Briefing Skills
Industry Keywords
Financial CrimesPaymentsFinancial ServicesFintechRegulated Financial InstitutionsIdentity FraudDigital FraudAccount TakeoverPayment FraudCheck Fraud
About the role
Key responsibilities & impact- Provide independent oversight and credible challenge of fraud risk management activities across business lines, operations, and technology functions
- Assess the design and effectiveness of fraud prevention, detection, investigation, and recovery controls
- Evaluate emerging fraud threats, fraud loss trends, and external threat landscape changes
- Recommend fraud risk mitigation strategies
- Review and challenge fraud-related risk assessments, control assessments, risk acceptance decisions, and remediation plans
- Partner with first-line teams to identify, measure, monitor, and manage fraud risks within risk appetite
- Advise on fraud risk governance, regulatory expectations, and industry practices
- Translate complex fraud risks into actionable narratives for senior management, risk committees, and executive leadership
- Develop and enhance fraud risk frameworks, policies, standards, metrics, and reporting
- Challenge business initiatives, products, channels, and technology changes for fraud risk impacts
- Monitor fraud risk indicators and emerging risk signals and escalate material concerns through governance forums
- Support internal audits, regulatory examinations, and independent fraud risk assessments
- Oversee and design the Independent Technology Risk Management program and communication strategies
- Review, challenge, monitor, and communicate technology and associated security risk issues
- Coordinate ITRM activities, governance, oversight, and analysis for technology risk domains
- Maintain and enhance the ITRM program to support technical risk management and regulatory expectations
- Oversee execution of the ITRM program across lines of business
- Apply expertise in security, threat intelligence, risk analytics, and technology governance and control frameworks
- Proactively identify technology risk exposures with business and risk partners
- Review and report on business self-assessment results to higher-level management
Requirements
What you’ll need- Minimum 15 years of experience in fraud risk management, financial crimes, fraud operations, fraud strategy, fraud analytics, fraud investigations, or related disciplines within banking, payments, financial services, fintech, or other regulated financial institutions
- Expertise across multiple fraud domains, including payment fraud, account takeover, identity fraud, digital fraud, check fraud, card fraud, and emerging fraud threats
- Strong understanding of enterprise risk management, operational risk management, and second line of defense responsibilities
- Ability to provide effective challenge and influence senior leaders without direct reporting authority
- Experience interacting with regulators, auditors, risk committees, and executive leadership
- Strong analytical, communication, presentation, and executive briefing skills
- Bachelor's degree in Business, Finance, Risk Management, Criminal Justice, Information Security, or a related field
- No required certification or license
- No employment visa sponsorship or STEM OPT participation
- In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered
Benefits
Comp & perks- Medical/prescription drug coverage with a Health Savings Account feature
- Dental and vision options
- Employee and spouse/child life insurance
- Short- and long-term disability protection
- 401(k) with PNC match
- Pension plan
- Stock purchase plan
- Dependent care reimbursement account
- Back-up child/elder care
- Adoption, surrogacy, and doula reimbursement
- Educational assistance, including select programs fully paid
- Robust wellness program with financial incentives
- Maternity and/or parental leave
- Up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- 15 to 25 vacation days each year, depending on career level and years of service
- Incentive-eligible compensation based upon company, business and/or individual performance
