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PORCH 💚

Senior Data Scientist

PORCH 💚

. Contribute to modeling standards and best practices for insurance pricing and risk modeling .

Posted 11/6/2026full-timeRemote • Washington • United StatesSenior💰 $138,800 - $194,300 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in building and deploying GLM-based pricing models and machine learning models for insurance applications, with a strong focus on regulatory compliance and risk modeling. Proven ability to mentor junior data scientists and collaborate with cross-functional teams to integrate data science solutions into operational workflows.

Highest-signal resume keywords
GLM-Based Pricing ModelsMachine Learning ModelsPython ProficiencyMLOps ExperienceCloud-Based Data Platforms

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Data ScienceRisk ModelingStatistical AnalysisGradient Boosting ModelsExperimental DesignA/B TestingCausal AnalysisGeospatial Data AnalysisPredictive ModelingModel Governance
Soft Skills
MentoringCollaborationKnowledge SharingTechnical Guidance
Tools & Technologies
Scikit-learnStatsmodelsXgboostLightgbmBigQueryGCPConfluenceJira
Certifications & Qualifications
Master's DegreePhD
Industry Keywords
Insurance PricingActuarial ScienceCustomer Lifetime ValueRetention ModelingConversion ModelingRegulatory ComplianceGenerative AILLMs

Tech Stack

Tools & technologies
BigQueryCloudGoogle Cloud PlatformPythonScikit-LearnSQL

About the role

Key responsibilities & impact
  • Contribute to modeling standards and best practices for insurance pricing and risk modeling
  • Support and mentor junior data scientists through code review, knowledge sharing, and technical guidance
  • Build, validate, and deploy GLM-based frequency, severity, and loss-cost models for homeowners insurance pricing
  • Build machine learning models, including GBMs and neural networks, for underwriting accuracy, competitive positioning, and profitability
  • Develop ensemble models for insured-level profitability, customer retention, conversion, and customer lifetime value
  • Incorporate aerial imagery, satellite data, government records, and building permits to quantify localized risk and inform pricing and underwriting
  • Partner with product, actuarial, engineering, and business stakeholders to integrate data science solutions into operational workflows
  • Develop, file, implement, and monitor predictive models that meet regulatory requirements
  • Apply deployment practices including A/B testing, performance monitoring, and continuous refinement in high-traffic environments
  • Evaluate generative AI and LLM techniques for competitive advantage

Requirements

What you’ll need
  • 5+ years of experience in data science, with significant depth in insurance pricing or risk modeling
  • Technical ownership of complex projects end-to-end and experience supporting or mentoring less-experienced data scientists
  • Experience building, validating, and deploying GLM-based pricing models in production, ideally for homeowners or other property/casualty lines
  • Experience with machine learning models for non-pricing use cases
  • Proficiency in Python and SQL
  • Experience implementing GLMs and gradient boosting models using scikit-learn, statsmodels, xgboost, and lightgbm
  • Experience with experimental design, model deployment, A/B testing, and causal analysis
  • Experience with cloud-based data platforms such as BigQuery and GCP
  • MLOps experience with model training pipelines, versioning, and monitoring
  • Proficiency with Confluence and Jira
  • Experience working in an Agile/Scrum environment
  • Master's or PhD in Statistics, Mathematics, Computer Science, or a related quantitative field preferred
  • Background in actuarial science or insurance mathematics preferred
  • Experience with customer lifetime value, retention, or conversion modeling preferred
  • Experience with geospatial or spatial data analysis preferred
  • Exposure to generative AI and LLMs, including prompt engineering or fine-tuning, preferred
  • Exposure to experimentation frameworks and causal inference methods preferred
  • Experience with model governance, validation frameworks, and regulatory compliance in insurance preferred

Benefits

Comp & perks
  • Long-term incentive awards, subject to program guidelines and approvals
  • Three medical plan options
  • Two dental plan options
  • Vision plan
  • Voluntary Critical Illness, Hospital Indemnity and Accident plans
  • Partially employer-funded Health Savings Account
  • Healthcare, dependent care, and transportation Flexible Spending Accounts
  • Company-paid Basic Life and AD&D
  • Short- and Long-Term Disability benefits
  • Voluntary Life and AD&D plans
  • Traditional and Roth 401(k) plans with a discretionary employer match
  • Employer-paid Supportlinc wellbeing program, including guided meditation, mindfulness exercises, mental health coaching, clinical care, and confidential resources
  • LifeBalance discounts on gym memberships, travel, appliances, movies, pet insurance, and more
  • Flexible paid vacation
  • Typically nine company-paid holidays per year
  • Paid sick time
  • Paid parental leave
  • Identity theft program
  • Travel assistance
  • Fitness and other discount programs