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Senior Operations Associate
Quorum Federal Credit Union. Manage daily processing for deposits, Real Time Payments (RTP), ACH, and wires .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in transactional processing, including ACH, Wires, and RTP, while effectively managing automation initiatives and compliance within financial institutions. Proficient in utilizing data analysis tools and maintaining operational efficiency through strong organizational and communication skills.
Highest-signal resume keywords
Transactional Processing ExperienceACH, Wires, And RTP SystemsRPA/Automation Tools ExperienceRegulatory Compliance KnowledgeAdvanced Excel Proficiency
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Transactional ProcessingACH SystemsWire Transfer SystemsReal Time Payments (RTP)Data AnalysisAutomation ToolsExcel (Lookups, Pivot Tables)General Ledger ReconciliationProcedure DocumentationRisk Assessment
Soft Skills
Analytical SkillsProblem-SolvingOrganizational SkillsCommunication SkillsTime Management
Tools & Technologies
Microsoft ExcelMicrosoft OutlookMicrosoft TeamsData DashboardsTicketing ToolsAgile PracticesAI-Assisted Decision ToolsWorkflow Engines
Industry Keywords
Financial InstitutionsComplianceElectronic Funds TransferMember ServicingAutomationDigital Banking PlatformsRegulatory Standards
Tech Stack
Tools & technologiesRPA
About the role
Key responsibilities & impact- Manage daily processing for deposits, Real Time Payments (RTP), ACH, and wires
- Perform manual and batch postings, research, exception handling, and general ledger reconciliation
- Coordinate and schedule daily EFT, ACH, and wire processing
- Serve as a department point of contact when the Operations Manager is unavailable
- Support electronic funds processes and member servicing
- Work on system updates, service enhancements, and process-change projects
- Maintain work in project and ticketing tools using Agile-inspired practices
- Lead or support process reviews and testing and translate findings into production changes
- Identify rules-based work for automation through RPA and AI-assisted workflows
- Define requirements, test automation solutions, and measure their impact with stakeholders
- Work with vendors, management, and regulators on internal services, funds transfer policies, compliance, security, and contingency planning
- Write and maintain procedure documents and recommend policy updates
- Use AI-assisted decision tools for exception handling, risk assessment, and fraud detection where appropriate
- Support other business units with member requests and workflows
- Cross-train on critical processes and help maintain service levels
- Interact with vendors and third parties on behalf of members and the Credit Union
- Stay current on regulatory and technology changes
- Promote a positive, professional work atmosphere and perform other assigned duties
Requirements
What you’ll need- At least four years of transactional processing experience in a bank or credit union
- At least two years in a similar Operations role
- Experience with deposit and payment systems, including ACH, wires, and RTP, and related digital banking platforms
- Intermediate to advanced Excel, including lookups, pivot tables, and data cleansing
- Comfort working with data exports and dashboards
- Experience with payment systems or RPA/automation tools, such as workflow engines, bots, scripting, or rules engines
- Ability to learn new systems quickly and translate business requirements into system or configuration requirements for vendors/IT
- Experience working with or supporting AI-assisted decision tools and automation in operations, or ability to identify automation candidates and support business cases for AI-assisted implementations
- Strong knowledge of rules and regulations governing transactional processing in financial institutions
- Proficiency with Microsoft Outlook, Teams, Word, and Excel
- Strong analytical, problem-solving, organizational, communication, decision-making, and time management skills
- Ability to manage multiple priorities and meet critical deadlines accurately
- High integrity, trustworthiness, and accountability
- Comfort working across multiple banking systems and tools and adopting new technology and AI-assisted capabilities
- Suitable internet connection, current smartphone, extended computer use, and frequent communication via email, chat, video, and phone
- Stable internet connection suitable for video conferencing and screen sharing
- Candidates must reside within the United States
- U.S. work authorization required
- No current or future sponsorship available
- College degree preferred
Benefits
Comp & perks- Excellent health insurance packages with a Health Reimbursement Account option
- Life, AD&D, Short-Term Disability and Travel Insurance
- 401k plan with company match dollar for dollar up to 6 percent
- Paid time off (PTO), volunteer time off (VTO), birthday PTO, and company-observed holidays
- Monthly stipend for wellness activities and mental health
- Tuition reimbursement
- Pet Benefits, including insurance, discounts, “pawternity” PTO day, and more
- Bonus/commission plan for qualifying roles
- Employee perks, including mortgage discounts
- PTO purchase and sell-back programs
- Rewards and peer recognition programs
- Trust-based, outcome-oriented remote work environment for most roles
- Flexible remote work environment
- Discretionary incentive compensation based on company and individual performance