KYB/AML Analyst

Ramp

. Carry out first-line (1LoD) KYB reviews of business customers onboarding with Ramp's Swedish payment institution .

Posted 10/26/2026full-timeRemote • SwedenJuniorMid-Level💰 SEK 770,000 - SEK 1,060,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in KYB and AML processes, with a strong focus on business customer due diligence and onboarding within the fintech and payment sectors. Proficient in utilizing AI tools to enhance workflows and maintain compliance with Swedish regulatory standards.

Highest-signal resume keywords

KYB ExperienceAML ComplianceBusiness Customer Due DiligenceSwedish Regulatory KnowledgeFluent English Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

KYB ReviewsSanctions ScreeningPEP ScreeningRisk AssessmentUBO IdentificationDocument VerificationOnboarding ProcessesCase DocumentationWorkflow ImprovementEU Business Onboarding

Soft Skills

Clear CommunicationCustomer EngagementCuriosity About AI Tools

Industry Keywords

FintechPayment InstitutionEMIBankingBolagsverketFI ExpectationsSwedish AML ActBeneficial Ownership RegisterEU JurisdictionsRegulatory Review

About the role

Key responsibilities & impact

Carry out first-line (1LoD) KYB reviews of business customers onboarding with Ramp's Swedish payment institution
Verify companies and beneficial ownership, perform sanctions/PEP/adverse-media screening, and assess risk
Decide standard cases end to end and escalate complex or higher-risk cases with a clear rationale
Handle customer communications through onboarding, including document requests, follow-ups and status updates
Resolve onboarding requirements from card-issuing and payments partners for EU customers
Document decisions to a standard that holds up to second-line and regulatory review
Keep Swedish casework moving when teammates are on leave or handling incidents
Improve workflows through playbooks, templates and AI-assisted processes
Work directly with customers to get them live and help keep onboarding moving as the Swedish team grows

Requirements

What you’ll need

2–4 years of KYB / AML / onboarding experience at a fintech, payment institution, EMI or bank
Solid grounding in business customer due diligence: company registers, UBO identification, sanctions/PEP screening, and spotting red flags
Fluent English, written and verbal
Clear, friendly written communication with customers
Curiosity about AI tools and how they can make casework faster and better
Based in, or relocating to, Stockholm, with the right to work in Sweden
Swedish (strongly preferred)
Familiarity with Swedish sources and requirements (Bolagsverket, the beneficial ownership register, FI expectations under the Swedish AML Act)
Experience onboarding EU businesses across several jurisdictions
An additional European language

Benefits

Comp & perks

Flexible PTO
Centralized home-office equipment ordering
Health and wellness stipend
Budget for intra-office travel
Weekly coffee stipend
Equity
Private medical insurance through Freedom Elite (United Kingdom)
Workplace pension through Penfold, with salary sacrifice option (United Kingdom)
Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay (United Kingdom)