Money Laundering Reporting Officer

Ramp

. Serve as RBCC's MLRO, with authority over AML/ATF program design, execution, and effectiveness .

Posted 10/26/2026full-timeRemote • CanadaSeniorLead💰 CA$230,000 - CA$315,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in AML/ATF program design and execution, with a strong focus on regulatory compliance and risk assessment. Proven ability to leverage AI for operational efficiency and to develop comprehensive training programs within the financial services sector.

Highest-signal resume keywords

AML/ATF Program DesignFINTRAC Regulatory ComplianceAI Fluency in AML ProgramsTransaction Monitoring and Sanctions ScreeningFluency in French

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

AML ComplianceRisk AssessmentData AnalysisTransaction MonitoringSTR FilingRegulatory ReportingOperational Workstream DefinitionCompliance Training DevelopmentCross-Border ComplianceMSB Registration Support

Soft Skills

Independent JudgmentNegotiation SkillsCollaboration

Industry Keywords

Financial ServicesFintechPaymentsRegulatory AdvisoryHigh-Velocity Digital TransactionsCanadian AML/ATF ComplianceSupervisory ExpectationsCompliance Program DevelopmentOperational EfficiencyProvincial Registrations

About the role

Key responsibilities & impact

Serve as RBCC's MLRO, with authority over AML/ATF program design, execution, and effectiveness
Act as primary regulatory contact with FINTRAC, managing supervisory correspondence, reporting, and exam readiness
Make STR filing determinations and file STRs
Run day-to-day transaction monitoring and sanctions screening triage and investigation for the Canadian book
Own and maintain RBCC's AML/ATF risk assessment, refreshing it as products, geography, and risk profile evolve, including Quebec's onboarding
Develop, document, and deliver RBCC's ongoing compliance training program
Define and stand up operational workstreams for Canada, including case types, SLAs, escalation paths, and tooling
Negotiate and clarify AML/compliance requirements directly with BMO and other partners as new products and use cases come online
Partner with Ramp's broader Compliance, Legal, and Regulatory Affairs teams on cross-border projects and Canada's continued expansion
Partner with the Global and Engineering teams to identify automation and operational-efficiency opportunities and lead AI-driven initiatives

Requirements

What you’ll need

8+ years of financial services experience in compliance, AML, or related regulatory advisory roles, preferably in fintech or at an MSB
Deep working knowledge of FINTRAC's supervisory expectations and regulations
Direct experience interfacing with regulators and bank partners
AI Fluency and demonstrated experience leveraging AI to build and scale AML programs
Comfort operating as a standalone compliance lead with independent judgment on filing/escalation decisions
Experience building an AML program from a nascent/early stage, not only maintaining an established one
Fintech or payments domain experience (card issuing, corporate expense, high-velocity digital transaction monitoring) strongly preferred over traditional retail-branch compliance background
Fluency in French
Experience supporting an MSB registration/licensing process (e.g., provincial registrations such as Quebec)
Prior cross-border/group compliance structure experience
Data analysis skills
Currently based in Canada and have held direct responsibility for a Canadian AML/ATF compliance program subject to FINTRAC requirements

Benefits

Comp & perks

Flexible PTO
Centralized home-office equipment ordering
Health and wellness stipend
Budget for intra-office travel
Weekly coffee stipend
Group medical, dental, and vision coverage through Sun Life
Life, AD&D, and disability coverage
Fertility drug coverage (up to $4,000 lifetime)
Group Retirement Plan with employer match (RRSP + DPSP)
Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
Employee Assistance Program and virtual care through Lumino Health
Equity