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Ramp

Senior Engineer, Backend – Bill Pay

Ramp

. Own the design and evolution of a core Bill Pay system from technical design through launch, monitoring, and iteration .

Posted 11/10/2026full-timeNew York City • New York • United StatesSenior💰 $204,000 - $280,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in designing and operating production backend systems, with a focus on APIs, data models, and asynchronous workflows. Proven ability to enhance payment systems through reliable integrations and automation while ensuring correctness and reliability in financial transactions.

Highest-signal resume keywords
Backend System DesignAPI DevelopmentData Model DesignPayment Workflow AutomationIntegration with ERP Systems

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
System DesignAsynchronous WorkflowsIdempotencyReliability EngineeringInvoice ExtractionAuto-CodingEvent-Driven SystemsFinancial SystemsDocument Processing AutomationTechnical Direction
Soft Skills
Clear CommunicationCollaborative ApproachProduct Sense
Tools & Technologies
ERP IntegrationsNetSuiteQuickBooksAI-Powered AutomationOCR Technology
Industry Keywords
Accounts PayablePaymentsMoney MovementFinancial ImpactPayment Safeguards

Tech Stack

Tools & technologies
ERPRuby on Rails

About the role

Key responsibilities & impact
  • Own the design and evolution of a core Bill Pay system from technical design through launch, monitoring, and iteration
  • Build payment workflows across ACH, check, card, and international rails with safeguards against duplicate, late, or incorrect payments
  • Build AI-powered AP automation, including invoice extraction, auto-coding, and agents that reduce manual review
  • Design data models that keep bills, approvals, payments, and credits accurate and traceable through to the general ledger
  • Build reliable ERP and accounting-system integrations that remain consistent through retries, partial failures, and edits
  • Improve reliability, performance, and observability as customers process larger payment volumes
  • Drive technical direction and raise the engineering bar through design reviews, code reviews, and mentorship
  • Collaborate with product, design, and payments partners to make accounts payable faster and more trustworthy

Requirements

What you’ll need
  • Experience designing, building, and operating production backend systems, including APIs, data models, and asynchronous workflows
  • Track record of owning a system or product area end to end and shaping its technical direction over time
  • Strong system design judgment, especially around correctness, idempotency, and reliability in systems where mistakes have real financial impact
  • Product sense and ability to balance speed with quality
  • Clear communication and collaborative approach to technical decisions across product, design, and engineering
  • Nice to have: experience with accounts payable, payments, money movement, or other financial systems
  • Nice to have: experience building integrations with ERPs or accounting systems, such as NetSuite or QuickBooks
  • Nice to have: experience applying LLMs, OCR, or other automation to document processing or financial workflows
  • Nice to have: experience scaling high-volume, event-driven systems

Benefits

Comp & perks
  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend
  • 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
  • One Medical annual membership
  • 401(k), including employer match on contributions made while employed by Ramp
  • Fertility HRA (up to $10,000 per year)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
  • Pet insurance
  • In-office perks: lunch, snacks, drinks, and more
  • Relocation expense coverage to NYC or SF (if needed)
  • Group medical, dental, and vision coverage through Sun Life
  • Life, AD&D, and disability coverage
  • Fertility drug coverage (up to $4,000 lifetime)
  • Group Retirement Plan with employer match (RRSP + DPSP)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
  • Employee Assistance Program and virtual care through Lumino Health
  • Private medical insurance through Freedom Elite
  • Virtual GP and at-home care via eMed x Livi
  • Workplace pension through Penfold, with salary sacrifice option
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay