Credit Products Commercial Portfolio Manager – Government & Institutional Banking

Regions Bank

. Independently lead all aspects of the entire commercial credit process internally and externally with prospects and clients .

Posted 10/5/2026full-timeCharlotte • North Carolina • United StatesMid-LevelSenior💰 $113,687 - $136,217 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in commercial credit processes, including underwriting, structuring, and documenting transactions, while ensuring compliance with regulatory requirements. Strong analytical skills and the ability to develop tailored credit solutions for clients are essential.

Highest-signal resume keywords

Commercial Underwriting ExperienceFinancial Statement AnalysisCredit Risk EvaluationRegulatory Compliance KnowledgeStakeholder Collaboration

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Commercial Credit ProcessUnderwritingTransaction StructuringFinancial AnalysisCash Flow Analysis

Soft Skills

Analytical SkillsProblem SolvingVerbal CommunicationWritten CommunicationOrganizational Skills

Certifications & Qualifications

Corporate Credit Training Program

Industry Keywords

AMLCRAHMDAReg BGovernment BankingInstitutional Banking

About the role

Key responsibilities & impact

Independently lead all aspects of the entire commercial credit process internally and externally with prospects and clients
Partner closely with relationship managers to execute the Bank’s commercial loan origination strategy
Work directly with prospects, clients, and centers of influence to develop optimal financing structures addressing borrowing needs
Underwrite, structure, and document prospect and client transactions above a designated threshold
Manage the assigned portfolio by monitoring performance and trends
Proactively define client credit solutions, identify issues, and develop remediation and underwriting
Ensure credit process metrics remain within prescribed tolerances
Maintain accountability for risk evaluation and compliance requirements, including AML, CRA/HMDA, Reg B, and other regulatory requirements
Review interim new money requests for relationships managed up to a defined limit

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting or a related field
Five (5) years of experience in commercial underwriting
Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis
Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience) preferred
Ability to work collaboratively with multiple stakeholders
Strong analytical and problem solving skills
Strong verbal and written communication skills
Well organized, detail-oriented, and ability to multi-task
Government and Institutional Banking experience preferred
Position may be filled at a higher level depending on the candidate’s qualifications and relevant experience

Benefits

Comp & perks

Discretionary incentive plan with potential performance-based award
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program