FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Credit Risk Review Examiner
Regions Bank. Continuously monitor and examine activities, assessing and reporting the status and direction of credit risk within assigned portfolios .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit risk assessment and management, with a strong focus on analyzing credit metrics, compliance with lending regulations, and effective communication of findings. Proven ability to collaborate with various stakeholders and lead credit risk examinations while maintaining high standards of documentation and reporting.
Highest-signal resume keywords
Credit Risk AssessmentRisk Management Review ReportingLending Regulations KnowledgeMicrosoft Office Suite ProficiencyCredit Scoring Model Validation
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit Risk AnalysisTransaction TestingPortfolio Performance EvaluationOrigination Quality AssessmentAd Hoc AnalysisData Research and AnalysisDocumentation MaintenanceCredit Exposure ReviewRisk Direction AssessmentLoan Portfolio Valuation Techniques
Soft Skills
Strong Organizational SkillsVerbal Communication SkillsWritten Communication SkillsTeam CollaborationSelf-Motivation
Tools & Technologies
Spreadsheet SoftwareDatabase SoftwareMicrosoft ExcelMicrosoft WordMicrosoft PowerPointMicrosoft Outlook
Industry Keywords
Credit Risk ManagementSound Lending PracticesUnderwriting GuidelinesThird Line of DefenseContinuous Monitoring
About the role
Key responsibilities & impact- Continuously monitor and examine activities, assessing and reporting the status and direction of credit risk within assigned portfolios
- Identify key credit risk trends and evaluate origination quality, portfolio performance, and credit risk management practices
- Conduct analysis of credit metrics, transaction testing, and ongoing engagement with first- and second-line business and risk partners
- Identify issues requiring management attention and communicate review findings through formal reporting
- Review credit exposures for compliance with Regions’ credit policies and safe and sound banking practices
- Participate in or lead credit risk review examinations, including horizontal reviews across lines of business and geographies
- Develop and maintain working relationships with line of business management, credit risk management, audit staff, and other departments
- Analyze quality and performance metrics, review transactions, and assess origination and servicing processes for assigned loan portfolios
- Identify and monitor key risk direction drivers
- Perform independent ad hoc analysis of credit risk issues using spreadsheet or database software
- Maintain specialized knowledge for assigned lines of business, including credit scoring model validation and portfolio valuation techniques as applicable
- Propose ratings and risk direction assessments; participate in developing findings and conclusions; present results to senior managers; and complete written reports
- Maintain documentation supporting the review process and findings
- Advise and guide junior examiners and support continuous improvement initiatives
- Collaborate with senior management on team goals and objectives
- Serve as lead examiner for assigned lines of business for continuous monitoring between examinations when needed
Requirements
What you’ll need- Bachelor’s degree in a related field
- Seven (7) years of credit-related experience, or five (5) years of third line of defense credit risk assurance, regulatory, or credit approval/management experience
- Experience writing risk management review reports
- Working knowledge of sound lending practices, lending regulations, the bank’s loan policy, and underwriting guidelines
- Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, Outlook, etc.)
- Ability to learn additional systems as needed
- Ability to research, analyze data, and derive facts
- Ability to work in a team environment when applicable
- Ability to work well autonomously, with limited guidance
- Ability to work well under pressure and meet deadlines
- Strong organizational skills
- Strong verbal and written communication skills
- Strong work ethic and self-motivation
Benefits
Comp & perks- Annual discretionary incentive plan with award based on individual, business, and/or company performance
- Paid vacation/sick time
- 401K with company match
- Medical, dental and vision benefits
- Disability benefits
- Health savings account
- Flexible spending account
- Life insurance
- Parental leave
- Employee assistance program
- Associate volunteer program